Tell Yahoo News: Is your mortgage under water?

Are you a homeowner whose home is now worth less than what you owe on your mortgage? We want to hear your story. Please send a photograph of yourself in front of your home holding a sign with:

• how much your home was worth when you bought it

• its current value

Let us know where you live, when you purchased your home, the number of members in your household and how your mortgage has affected your life. What decisions have you made as a result of your purchasing and paying for your home? You can submit your photo to our Tumblr or send it to us in an email.

We'll publish a selection of reader stories and images in the coming week.