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JOHN & MICHELE

After 16 years with the Red Cross, John was laid off. But can a new job in a different industry be enough to wipe away his family's mountainous debt?

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SHAWN MANAHER: Maybe it's time to cut back, sell off some things, and get a part time job.

MIKE MOORE: Many of us are in a similar situation: Pretending all is well until something smacks us in the head.

JEFF CHILDERS: Bottom line is he doesn't want to change his lifestyle. He'll be bankrupt within two years.

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What financial priorities should John and Michele focus on? Share your ideas and your suggestions.
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