FILE - In this July 21, 2009 file photo, a customer displays ...
AP
Tue Dec 22, 1:10 PM ET
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FILE - In this July 21, 2009 file photo, a customer displays an Apple iPhone 3GS at an Apple store in Palo Alto, Calif. Even if you're stumped for gift ideas, don't go on autopilot and make gift choices that require the recipients to spend money, unless you've fully considered their circumstances.

(AP Photo/Paul Sakuma, file)

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