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Habitat for Humanity volunteers Patty Hess, center, and Bob ...
AP
Fri May 16, 1:53 PM ET
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Habitat for Humanity volunteers Patty Hess, center, and Bob Cook help build town homes Tuesday April 29, 2008 in the Frogtown neighborhood of St. Paul, Minn. Some Habitat for Humanity chapters have seized buying opportunities in neighborhoods affected by the mortgage meltdown.

(AP Photo/Dawn Villella)

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