FILE - In this July 23, 2007 file photo, signs for American ...
FILE - In this July 23, 2007 file photo, signs for American Express, Master Card and Visa credit cards are shown on a New York store's door. Banks expect to tighten terms on credit cards in response to a new law that aims to protect consumers from sudden rate hikes, the Federal Reserve said Monday, Nov. 9, 2009.
(AP Photo/Mark Lennihan, file)
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