Associated Press
FILE - In this March 30, 2011 file photo, Seth Herter poses for a photo inside his rented two-bedroom home, in Richmond Heights, Mo. “I've looked for a home, but the places we can afford with the money we have are not that great,” says Seth Herter, 23, a store manager in suburban St. Louis. “It also doesn't seem smart anymore to buy with prices falling. Buying a home just doesn't make sense to us.”(AP Photo/Jeff Roberson, File)

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