Associated Press
FILE - In this Thursday, May 10, 2012, file photo, automobiles pass a JP Morgan Chase building in New York.  The financial crisis hammered banks and choked off loans to businesses and consumers. But lending has been rebounding. Mortgage and auto loans are rising. Commercial and industrial loans rose 2.2 percent in the July-September quarter of 2012 from the same period a year earlier. (AP Photo/Frank Franklin II, File)

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