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Associated Press
FILE - In this May 18, 2014 file photo the Swiss central bank is reflected in a fountain in Bern, Switzerland. The bank has imposed negative interest rates on commercial bank deposits, with the aim of preventing the Swiss franc from gaining more strength against other currencies. In a statement Thursday, Dec. 18, 2014, the central bank said it was introducing a rate of minus 0.25 percent on sight deposit account balances of more than 10 million Swiss francs ($12.5 million). (AP Photo/Keystone, Peter Klaunzer, File)

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