FILE - In this Feb. 8, 2008 file photo, a for sale sign stands in front of a bank-owned home in Las Vegas. More U.S. homes are entering the foreclosure process, setting the stage for a surge in ... more 
FILE - In this Feb. 8, 2008 file photo, a for sale sign stands in front of a bank-owned home in Las Vegas. More U.S. homes are entering the foreclosure process, setting the stage for a surge in properties repossessed by lenders in 2012. Thirty-one states posted a monthly increase in homes with a first-time foreclosure notice according to Realty Trac Thursday April 12, 2012. Nevada led the pack with an increase of 153 percent. (AP Photo/Jae C. Hong, File) less 
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Associated Press | Photo By Jae C. Hong, File
Thu, Apr 12, 2012 2:40 AM EDT