FILE - In this file photo taken Feb. 2, 2011, a wallet containing cash and a Visa card is displayed in Surfside, Fla. In a week-long series of stories beginning Monday, March 28, The Associated Press,... more 
FILE - In this file photo taken Feb. 2, 2011, a wallet containing cash and a Visa card is displayed in Surfside, Fla. In a week-long series of stories beginning Monday, March 28, The Associated Press, will debunk some of the myths that can keep you from developing a sound financial plan for managing your money wisely. less 
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Associated Press | Photo By Wilfredo Lee, file
Sun, Mar 27, 2011 12:16 PM EDT