FILE - In this Friday, Nov. 23, 2012 file photo, a cashier hands a customer his change and receipt during a transaction at a Sears store, in Henderson, Nev. The rate of credit card payments at least ... more 
FILE - In this Friday, Nov. 23, 2012 file photo, a cashier hands a customer his change and receipt during a transaction at a Sears store, in Henderson, Nev. The rate of credit card payments at least 90 days overdue fell in the second quarter of 2013 to 0.57 percent. That's the lowest level since 1994, credit reporting agency TransUnion said Tuesday, Aug, 2013. (AP Photo/Julie Jacobson, File) less 
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Associated Press | Photo By Julie Jacobson, File
Tue, Aug 13, 2013 11:51 AM EDT