FILE - In this Jan. 20, 2010 file photo, American Express cards are posed for a photograph in Phoenix. American Express on Wednesday, Jan. 19, 2011 said it expects to report a sharply higher ... more 
FILE - In this Jan. 20, 2010 file photo, American Express cards are posed for a photograph in Phoenix. American Express on Wednesday, Jan. 19, 2011 said it expects to report a sharply higher fourth-quarter profit, although it will be reduced by charges from newly disclosed plans to close a customer service center in North Carolina. less 
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Associated Press | Photo By Ross D. Franklin, File
Wed, Jan 19, 2011 4:36 PM EST