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FILE - This Jan. 30, 2012 file photo, an Aetna benefits card is photographed in Surfside, Fla. Aetna Inc. annoucned Thursday, Oct. 25, 2012, that its third-quarter earnings rose 2 percent as lower-than-expected health care use and revenue gains helped the insurer trump Wall Street expectations. The Hartford, Conn., company recorded a $96 million pretax benefit in the third quarter because claims left over largely from the previous quarter came in lower than expected, which allowed the insurer to release money it had held in reserve. (AP Photo/Wilfredo Lee, File)

Associated Press
FILE - This Jan. 30, 2012 file photo, an Aetna benefits card is photographed  in Surfside, Fla. Aetna Inc. annoucned Thursday, Oct. 25, 2012, that its third-quarter earnings rose 2 percent as lower-than-expected health care use and revenue gains helped the insurer trump Wall Street expectations.  The Hartford, Conn., company recorded a $96 million pretax benefit in the third quarter because claims left over largely from the previous quarter came in lower than expected, which allowed the insurer to release money it had held in reserve.  (AP Photo/Wilfredo Lee, File)
FILE - This Jan. 30, 2012 file photo, an Aetna benefits card is photographed in Surfside, Fla. Aetna Inc. annoucned Thursday, Oct. 25, 2012, that its third-quarter earnings rose 2 percent as lower-than-expected health care use and revenue gains helped the insurer trump Wall Street expectations. The Hartford, Conn., company recorded a $96 million pretax benefit in the third quarter because claims left over largely from the previous quarter came in lower than expected, which allowed the insurer to release money it had held in reserve. (AP Photo/Wilfredo Lee, File)
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