FILE - In this June 23, 2011 photo, Discover cards are podes in Overland Park, Kan. Discover Financial Services said Thursday, Dec. 15, 2011, early holiday spending helped its fourth-quarter profit ... more 
FILE - In this June 23, 2011 photo, Discover cards are podes in Overland Park, Kan. Discover Financial Services said Thursday, Dec. 15, 2011, early holiday spending helped its fourth-quarter profit leap 46 percent. (AP Photo/Charlie Riedel, File) less 
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Associated Press | Photo By Charlie Riedel, File
Thu, Dec 15, 2011 8:48 AM EST