FILE - In this May 19, 2010 file photo a sign for a Wisconsin Auto Title Loans store is seen in Madison, Wis. A new law will take effect at the start of the new year limiting payday loans to no more ... more 
FILE - In this May 19, 2010 file photo a sign for a Wisconsin Auto Title Loans store is seen in Madison, Wis. A new law will take effect at the start of the new year limiting payday loans to no more than $1,500 and banning loans secured by vehicle titles altogether. less 
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Associated Press | Photo By Ryan J. Foley, File
Fri, Dec 31, 2010 3:36 PM EST