FILE-In this Monday, Sept. 24, 2012, file photo, a Discover logo is adhered to a window at the entrance of a shop in Cambridge, Mass. Discover Financial Services said Thursday, Sept. 27, 2012, its net income fell 3 percent in its fiscal third quarter, but the result beat Wall Street expectations as credit card use increased and more customers paid off their card balances on time. (AP Photo/Steven Senne, File)

Associated Press
FILE-In this Monday, Sept. 24, 2012, file photo, a Discover logo is adhered to a window at the entrance of a shop in Cambridge, Mass. Discover Financial Services said Thursday, Sept. 27, 2012, its net income fell 3 percent in its fiscal third quarter, but the result beat Wall Street expectations as credit card use increased and more customers paid off their card balances on time. (AP Photo/Steven Senne, File)
FILE-In this Monday, Sept. 24, 2012, file photo, a Discover logo is adhered to a window at the entrance of a shop in Cambridge, Mass. Discover Financial Services said Thursday, Sept. 27, 2012, its net income fell 3 percent in its fiscal third quarter, but the result beat Wall Street expectations as credit card use increased and more customers paid off their card balances on time. (AP Photo/Steven Senne, File)
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