FILE - In this Thursday, May 10, 2012, file photo, automobiles pass a JP Morgan Chase building in New York. The banking industry has come a long way since the financial crisis struck in 2008. A ... more 
FILE - In this Thursday, May 10, 2012, file photo, automobiles pass a JP Morgan Chase building in New York. The banking industry has come a long way since the financial crisis struck in 2008. A sturdier economy, healthier loan portfolios, low interest rates, higher fees on bank accounts and a wave of mergers have combined to reduce the number of bank failures. (AP Photo/Frank Franklin II, File) less 
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Associated Press | Photo By Frank Franklin II, File
Thu, Jul 5, 2012 3:01 PM EDT