FILE-In this Tuesday, Aug. 21, 2012, photo, a new home is 

FILE-In this Tuesday, Aug. 21, 2012, photo, a new home  is under construction in Palo Alto, Calif. The average U.S. rate on the 30-year fixed mortgage held steady this week and remained slightly above the lowest level on record. (AP Photo/Paul Sakuma, File)
Associated Press
FILE-In this Tuesday, Aug. 21, 2012, photo, a new home is under construction in Palo Alto, Calif. The average U.S. rate on the 30-year fixed mortgage held steady this week and remained slightly above the lowest level on record. (AP Photo/Paul Sakuma, File)
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