In this Friday, Sept. 20, 2013 photo, Colin Elston sits in his Treasure Island, Fla., home looking over copies of his insurance policies. Elston, 71, said that he and his wife, Joyce, will likely

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In this Friday, Sept. 20, 2013 photo, Colin Elston sits in his Treasure Island, Fla., home looking over copies of his insurance policies. Elston, 71, said that he and his wife, Joyce, will likely lose their dream retirement home because of flood insurance increases. Changes to the nation's flood insurance program mean huge rate hikes for people in flood zone areas nationwide. (AP Photo/Tamara Lush) less 

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Associated Press
Tue, Sep 24, 2013 9:02 PM EDT