IMAGE DISTRIBUTED FOR THE RITZ-CARLTON REWARDS® CREDIT CARD FROM J.P. MORGAN - Cardmembers of The Ritz-Carlton Rewards® Credit Card from J.P. Morgan enjoyed an exclusive ski instruction session with Olympic gold-medalist Jonny Moseley at The Ritz-Carlton Bachelor Gulch on Beaver Creek Mountain in Avon, Colo., on Friday, Jan. 25, 2013. Ritz-Carlton cardmembers who attended the private ski experience enjoyed a weekend at The Ritz-Carlton Bachelor Gulch, access to Beaver Creek and a dinner at Spago with Wolfgang Puck. (Photo by Jack Dempsey/Invision for The Ritz-Carlton Rewards/E Credit Card from J.P. Morgan/AP Images)

Associated Press
IMAGE DISTRIBUTED FOR THE RITZ-CARLTON REWARDS® CREDIT CARD FROM J.P. MORGAN - Cardmembers of The Ritz-Carlton Rewards® Credit Card from J.P. Morgan enjoyed an exclusive ski instruction session with Olympic gold-medalist Jonny Moseley  at The Ritz-Carlton Bachelor Gulch on Beaver Creek Mountain in Avon, Colo., on Friday, Jan. 25, 2013. Ritz-Carlton cardmembers who attended the private ski experience enjoyed a weekend at The Ritz-Carlton Bachelor Gulch, access to Beaver Creek and a dinner at Spago with Wolfgang Puck. (Photo by Jack Dempsey/Invision for The Ritz-Carlton Rewards/E Credit Card from J.P. Morgan/AP Images)
IMAGE DISTRIBUTED FOR THE RITZ-CARLTON REWARDS® CREDIT CARD FROM J.P. MORGAN - Cardmembers of The Ritz-Carlton Rewards® Credit Card from J.P. Morgan enjoyed an exclusive ski instruction session with Olympic gold-medalist Jonny Moseley at The Ritz-Carlton Bachelor Gulch on Beaver Creek Mountain in Avon, Colo., on Friday, Jan. 25, 2013. Ritz-Carlton cardmembers who attended the private ski experience enjoyed a weekend at The Ritz-Carlton Bachelor Gulch, access to Beaver Creek and a dinner at Spago with Wolfgang Puck. (Photo by Jack Dempsey/Invision for The Ritz-Carlton Rewards/E Credit Card from J.P. Morgan/AP Images)
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