In this May 6, 2012, photo, people use Chase ATM machines at a branch in New York. Americans stepped up their borrowing in May, helped by the largest one-month gain in credit card debt in more than ... more 
In this May 6, 2012, photo, people use Chase ATM machines at a branch in New York. Americans stepped up their borrowing in May, helped by the largest one-month gain in credit card debt in more than four years. But overall credit card use is still well below where it was just before the Great Recession began. (AP Photo/CX Matiash) less 
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Associated Press | Photo By CX Matiash
Mon, Jul 9, 2012 5:38 PM EDT