This Monday, Aug. 8, 2011 photo, shows the entrance to the Humana building, in Louisville, Ky. Health insurer Humana Inc. said Monday, Nov. 5, 2012, that its third-quarter net income fell 4 percent as more premium dollars from its members went to pay for medical claims, offsetting continued growth in its lucrative Medicare Advantage business. (AP Photo/Ed Reinke, File)

Associated Press
This  Monday, Aug. 8, 2011 photo, shows the entrance to the Humana building,  in Louisville, Ky.  Health insurer Humana Inc. said Monday, Nov. 5, 2012, that its third-quarter net income fell 4 percent as more premium dollars from its members went to pay for medical claims, offsetting continued growth in its lucrative Medicare Advantage business. (AP Photo/Ed Reinke, File)
This Monday, Aug. 8, 2011 photo, shows the entrance to the Humana building, in Louisville, Ky. Health insurer Humana Inc. said Monday, Nov. 5, 2012, that its third-quarter net income fell 4 percent as more premium dollars from its members went to pay for medical claims, offsetting continued growth in its lucrative Medicare Advantage business. (AP Photo/Ed Reinke, File)
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