WASHINGTON - OCTOBER 27: U.S. Treasury Department Homeownership Preservation Office Chief Phyllis Caldwell testifies before the Congressional Oversight Panel for the Troubled Asset Relief Program on ... more 
WASHINGTON - OCTOBER 27: U.S. Treasury Department Homeownership Preservation Office Chief Phyllis Caldwell testifies before the Congressional Oversight Panel for the Troubled Asset Relief Program on Capitol Hill October 27, 2010 in Washington, DC. The committee questioned Caldwell about the Obama Administration's stated goal of helping three to four millions homeowners avoid foreclosure while the program has helped only 467,000 permanent modifications in the last 18 months. According to the committee seven million homeowners are still in the process of foreclosure. (Photo by Chip Somodevilla/Getty Images) less 
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Getty Images | Photo By Chip Somodevilla / Getty Images
Wed, Oct 27, 2010 12:03 PM EDT