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Associated Press
In this Dec. 9, 2014 photo in Adrian, Mich., Adrian College President Jeffrey Docking is interviewed. The small, private Michigan college has got a deal for you: Make at least $37,000 a year after graduating or else the school will pay all or part of your loan. Adrian College has taken out an insurance policy costing about $1,100 on each student starting with this year’s freshmen. The idea is to eventually help graduates who might want to go into fields like social work, and also ease incoming students’ “sticker shock” when they see the $40,000 annual cost of the education before financial aid is factored in. (AP Photo/Carlos Osorio)

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