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Associated Press
In this March 21, 2010 file photo, a subdivision is surrounded by flood waters from the swollen Red River in south of Fargo, N.D. Federal Emergency Management Agency officials are frustrated by the number of people in the Red River Valley and elsewhere in North Dakota who don’t have flood insurance, citing the state’s history of presidential disaster declarations. The number of insurance policies in flood-prone Fargo and Cass County, where residents have battled flooding along the Red River and its tributaries for six of the last eight years, dropped by more than 40 percent from 2011 to 2012, FEMA officials said. (AP Photo/M. Spencer Green)

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