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Associated Press
President Barack Obama visits with the crowd during his visit to the home of  Val and Paul Keller,  in Reno, Nev., Friday,  May 11, 2012.  Obama met with the Kellers who recently refinanced their home loan under a federally backed program that the President wants to expand to all homeowners who are paying their mortgages on time.(AP Photo/Rich Pedroncelli)

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