In this photo taken Oct 22, 2012, Felix Valls, bearer of stock shares from Bankia, left, Ricard Torres, president of the ApacBank association, which represents hundreds of Bankia clients who have had their money frozen, right, and Salvador Sastre, Apacbank spokesperson center, during a meeting in Valencia, Spain. Valls followed the bank manager's advice and invested his entire savings in the bank’s stocks, he did it without thinking. It was a simple question of loyalty. After all, how could he doubt the local bank that opened an account for him just after he was born in 1935 with a gift of 5 pesetas, a small fortune in those days, as a sign of respect to his parents, who were life-long customers? Now the 77-year-old Valls feels betrayed as he finds himself locked out of touching his hard-earned money. (AP Photo/Alberto Saiz)

Associated Press
In this photo taken Oct 22, 2012,  Felix Valls, bearer of stock shares from Bankia, left, Ricard Torres, president of the  ApacBank association, which represents hundreds of Bankia clients who have had their money frozen, right, and Salvador Sastre, Apacbank spokesperson center, during a meeting in Valencia, Spain. Valls followed the bank manager's advice and invested his entire savings in the bank’s stocks, he did it without thinking. It was a simple question of loyalty. After all, how could he doubt the local bank that opened an account for him just after he was born in 1935 with a gift of 5 pesetas, a small fortune in those days, as a sign of respect to his parents, who were life-long customers? Now the 77-year-old Valls feels betrayed as he finds himself locked out of touching his hard-earned money. (AP Photo/Alberto Saiz)
In this photo taken Oct 22, 2012, Felix Valls, bearer of stock shares from Bankia, left, Ricard Torres, president of the ApacBank association, which represents hundreds of Bankia clients who have had their money frozen, right, and Salvador Sastre, Apacbank spokesperson center, during a meeting in Valencia, Spain. Valls followed the bank manager's advice and invested his entire savings in the bank’s stocks, he did it without thinking. It was a simple question of loyalty. After all, how could he doubt the local bank that opened an account for him just after he was born in 1935 with a gift of 5 pesetas, a small fortune in those days, as a sign of respect to his parents, who were life-long customers? Now the 77-year-old Valls feels betrayed as he finds himself locked out of touching his hard-earned money. (AP Photo/Alberto Saiz)
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