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In this photo taken Oct 23, 2012, a man, a bearer of stock shares from Bankia, cries during during a meeting of the ApacBank association, which represents hundreds of Bankia clients who have had their money frozen, in La Vall D'Uixo, near Valencia, Spain. Thousands of townspeople and nearly a million across Spain followed bank manager's advice and invested their life savings in the bank's stocks. Lured by the family-like ties nurtured between bankers and customers, they poured their life's savings into higher-yielding financial instruments recommended by the people managing their money. When boom turned to catastrophic bust, they found the stock they had acquired had become all but worthless. (AP Photo/Alberto Saiz)

Associated Press
In this photo taken Oct 23, 2012, a man, a bearer of stock shares from Bankia, cries during during a meeting of the ApacBank association, which represents hundreds of Bankia clients who have had their money frozen,  in La Vall D'Uixo, near Valencia, Spain. Thousands of townspeople and nearly a million across Spain followed bank manager's advice and invested their life savings in the bank's stocks. Lured by the family-like ties nurtured between bankers and customers, they poured their life's savings into higher-yielding financial instruments recommended by the people managing their money. When boom turned to catastrophic bust, they found the stock they had acquired had become all but worthless. (AP Photo/Alberto Saiz)
In this photo taken Oct 23, 2012, a man, a bearer of stock shares from Bankia, cries during during a meeting of the ApacBank association, which represents hundreds of Bankia clients who have had their money frozen, in La Vall D'Uixo, near Valencia, Spain. Thousands of townspeople and nearly a million across Spain followed bank manager's advice and invested their life savings in the bank's stocks. Lured by the family-like ties nurtured between bankers and customers, they poured their life's savings into higher-yielding financial instruments recommended by the people managing their money. When boom turned to catastrophic bust, they found the stock they had acquired had become all but worthless. (AP Photo/Alberto Saiz)
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