In this Thursday, April 11, 2013, photo, Dan Mundy stands on a ladder, on the porch of an already raised home, to show the new proposed base flood elevation in the Broad Channel section of Queens, New... more 
In this Thursday, April 11, 2013, photo, Dan Mundy stands on a ladder, on the porch of an already raised home, to show the new proposed base flood elevation in the Broad Channel section of Queens, New York. As people finish up repairs to their waterlogged houses, officials are warning them that they must prepare for the future and raise their homes higher above the flood plain or they could face up to $30,000 a year in flood insurance costs. (AP Photo/Seth Wenig) less 
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Associated Press | Photo By Seth Wenig
Sun, Jun 9, 2013 11:23 AM EDT