Associated Press
FILE - These July 2008 file photos Freddie Mac headquarters in McLean, Va., and Fannie Mae headquarters in Washington. President Barack Obama sang the praises in his State of the Union speech of a bill to help more homeowners with mortgages backed by Fannie Mae and Freddie Mac take advantage of low interest rates and refinance their mortgages. But while the bill could gain traction in the Democratic-controlled Senate, it faces a rough road in the GOP-run House, where many Republicans favor scaling back the government's role in the housing market to boost the economy. Similar versions of the measure died in the House and Senate's lame duck sessions in 2012. (AP Photo/File)

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