Associated Press
This Thursday, June 14, 2012 photo shows Mike Lamm with his wife, Tracey, daughter Raeann and son Ethan in the showroom of his jewelry shop in Mediapolis, Iowa. Even working 65 to 75 hours a week, Mike is bringing in less than he did last year. They have little saved for their children's college. At best, they hope to help pay off their student loans. But they hold on to hopes, if not for themselves, then at least for their kids. When the government reported that the Great Recession claimed nearly 40 percent of Americans' wealth, the figure alarmed economists. But for families across the country, the numbers merely confirm that they are not alone. (AP Photo/Charlie Neibergall)

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