This undated image provided by American Express shows the Bluebird prepaid card 

This undated image provided by American Express shows the Bluebird prepaid card that Wal-Mart Stores Inc. and American Express announced Monday, Oct. 8, 2012. The two companies said Monday that Bluebird, begun during a pilot program late last year and acts like a checking account but without the fees that have increasingly frustrated shoppers. It will have no minimum balance and no monthly, annual or overdraft fees. They say the only fees that will be associated with the card will be transparent and within the user's control, such as out of network. (AP Photo/American Express)
Associated Press
This undated image provided by American Express shows the Bluebird prepaid card that Wal-Mart Stores Inc. and American Express announced Monday, Oct. 8, 2012. The two companies said Monday that Bluebird, begun during a pilot program late last year and acts like a checking account but without the fees that have increasingly frustrated shoppers. It will have no minimum balance and no monthly, annual or overdraft fees. They say the only fees that will be associated with the card will be transparent and within the user's control, such as out of network. (AP Photo/American Express)
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