Vicky F., right, a Bank of America loan advisor, and Yanelin Ramon of Los Angeles embrace as hundreds of mortgage holders seek to have their high-interest loans, sometimes for more than their homes ... more 
Vicky F., right, a Bank of America loan advisor, and Yanelin Ramon of Los Angeles embrace as hundreds of mortgage holders seek to have their high-interest loans, sometimes for more than their homes are worth, modified at a Foreclosure Prevention event sponsored by the Neighborhood Assistance Corporation of America (NACA), in Los Angeles Sunday, June 26, 2011. (AP Photo/Reed Saxon) less 
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Associated Press | Photo By Reed Saxon
Sun, Jun 26, 2011 6:53 PM EDT