In this Wednesday, Sept. 26, 2012, photo a"sold" sign sits outside a new home at the Winthrop subdivision in Riverview, Fla. Average U.S. rates on fixed mortgages fell to fresh record lows for the second straight week. The declines suggest the Federal Reserve's stimulus efforts are having an impact. (AP Photo/Chris O'Meara)

Associated Press
In this Wednesday, Sept. 26, 2012,  photo a"sold" sign sits outside a new home at the Winthrop subdivision in Riverview, Fla. Average U.S. rates on fixed mortgages fell to fresh record lows for the second straight week. The declines suggest the Federal Reserve's stimulus efforts are having an impact. (AP Photo/Chris O'Meara)
In this Wednesday, Sept. 26, 2012, photo a"sold" sign sits outside a new home at the Winthrop subdivision in Riverview, Fla. Average U.S. rates on fixed mortgages fell to fresh record lows for the second straight week. The declines suggest the Federal Reserve's stimulus efforts are having an impact. (AP Photo/Chris O'Meara)
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