The 5 Best Home Warranty Companies in Dallas | 2022
Adobe Stock - Iriana Shiyan
Best Overall
bhg BUY IT
Best Basic Plan
bhg BUY IT
Best Discounts
bhg BUY IT
Best Coverage Upgrade
bhg BUY IT
Best Plan Variety
bhg BUY IT
Best Membership Perks
bhg BUY IT
Your home requires a lot from you. Over time, your major household systems and appliances will age and get damaged from general wear and tear. Even if you take excellent care of them, some of them will probably break down. Whatever system or appliance it may be, whether it is the refrigerator or the dryer, you do not want to be caught in an unexpected situation that requires thousands of dollars in bills from you.
A home warranty policy can assist you in avoiding such a situation. For a monthly premium, a home warranty company covers the cost to replace and or repair your damaged household goods up to a certain coverage cap. They even can handle contacting a technician or contractor for you. That way, you are not stuck waiting around for weeks or trying to cram a repair into your busy schedule.
You can find the best, most cost-efficient coverage for your Dallas home by reading our in-depth review of the top home warranty companies in the city. We'll look at coverage, costs, and more to give you an unbiased understanding of the best home warranty providers in Dallas.
The Top Home Warranty Companies in Dallas
American Home Shield: Best Overall
Choice Home Warranty: Best Basic Plan
Select Home Warranty: Best Discounts
First American Home Warranty: Best Coverage Upgrade
America's 1st Choice Home Club: Best Plan Variety
Best Overall: American Home Shield
American Home Shield (AHS) is foundational to the home warranty industry. In the last five years alone, the company has paid out over $2 billion in home warranty claims. American Home Shield is a great investment for homeowners with comprehensive plan options, an extensive network of technicians, 50 years of experience, and a B rating from the Better Business Bureau (BBB).
AHS has extensive coverage that protects items that other home warranty companies typically do not. This includes older items, items that break down due to lack of maintenance or improper installation, items with undetectable pre-existing conditions, and more.
To get a free quote from American Home Shield and receive $50 off your plan, fill out this form or call 844-529-9298.
Plans
AHS offers three plans: ShieldSilver™, ShieldGold™, and ShieldPlatinum™. ShieldSilver protects 10 home systems, including heating and plumbing. ShieldGold covers 11 major appliances, including your refrigerator, dryer, washer, and oven. ShieldPlatinum bundles all that's covered in the other two plans into one comprehensive package.
Plan Details
Here is a breakdown of what each plan covers.
ShieldSilver: Electrical, air conditioning and ductwork, heating system and ductwork, doorbells, ceiling fans, plumbing stoppages, central vacuum, water heater, water dispenser, smoke detectors, and garbage disposal.
ShieldGold: Refrigerator, dishwasher, clothes washer and dryer, oven/range/cooktop, built-in microwave, freestanding ice maker, garage door opener, built-in food centers, and trash compactor.
ShieldPlatinum: All appliances and systems listed above.
Costs
The monthly premium customers pay depends on the service fee they choose. American Home Shield allows you to choose between three service fees: $75, $100, and $125. If you choose a higher service fee, then the monthly premium is lower.
We received an instant online quote for a home in Dallas.
Appliances Plan
With $75 service fee: $39.99
With $100 service fee: $29.99
With $125 service fee: $24.99
Systems Plan
With $75 service fee: $39.99
With $100 service fee: $29.99
With $125 service fee: $24.99
Combo Plan
With $75 service fee: $49.99
With $100 service fee: $39.99
With $125 service fee: $34.99
Optional Coverage/Add-Ons
American Home Shield offers the following add-ons for an extra cost:
Pool and spa
Guest unit <750 sq. ft.
Well pump
Septic pump
To get a free quote from AHS, call 844-529-9298 or fill out this easy form.
Best Basic Plan: Choice Home Warranty
Choice Home Warranty has been a popular choice for home warranty coverage since 2008. The company offers relatively low service fees and is a great option for older homes because it doesn't deny coverage based on the age of your systems and appliances.
Choice Home Warranty offers one basic plan and one extensive protection plan. It also offers a 90-day workmanship guarantee, which is a longer period than many of its competitors offer.
For a free quote from Choice Home Warranty along with a limited-time offer of $50 off and one month free, call 929-400-6165 or fill out this form.
Plans
Choice's Basic Plan protects essential household systems like electrical, plumbing, and heat. It also covers more than a dozen household appliances like a bathtub and stove.
The Total Plan is the more comprehensive plan. It covers everything in the Basic Plan, along with a washing machine, dryer, refrigerator, and air conditioning. Freon is also covered, which is a rarity to find and great to have coverage for in Dallas.
Plan Details
Here is a breakdown of what each plan covers.
Basic Plan: Dishwasher, oven/stove/cooktop, built-in microwave, garage door opener, heating system, plumbing system, plumbing stoppages, electrical system, water heater, ductwork, exhaust and ceiling fans, Whirlpool bathtub, garage door opener, and garbage disposal.
Total Plan: Refrigerator, clothes washer and dryer, air conditioning, dishwasher, oven/stove/cooktop, built-in microwave, garage door opener, heating system, plumbing system, plumbing stoppages, electrical system, water heater, ductwork, exhaust and ceiling fans, whirlpool bathtub, garage door opener, and garbage disposal.
Costs
You can either pay for Choice Home Warranty monthly or pay it in one upfront payment for 13 months at a time. The upfront payment option saves you money in the long term. Choice's service fee is $85, which falls within the industry range of $75-$125.
Basic Plan
Monthly: $41.69
Upfront payment for 13 months: $470.25
Total Plan
Monthly: $50
Upfront payment for 13 months: $570
Optional Coverage/Add-Ons
Roof leak
Septic system
Septic tank pumping
Well pump
Sump pump
Second refrigerator
Stand-alone freezer
Central vacuum
Pool and spa
To get your free quote with Choice Home Warranty, call 929-400-6165 or fill out this form.
Best Discounts: Select Home Warranty
Though only in business for eight years, Select Home Warranty is a great option for budget-conscious customers. Select offers discounts on multi-year coverage plans while also providing comprehensive coverage and rare perks.
Select offers three tiers of coverage, and its plans are also more comprehensive than what you'll find with many of its competitors. To get a free quote from Select Home Warranty, call 888-370-3956 or fill out this simple online form. The company is currently offering free roof leak coverage and two months free for new customers.
Plans
Select Home Warranty offers three plans: Bronze Care, Gold Care, and Platinum Care. The Bronze Care plan covers most major appliances like dishwashers, stoves, washers, and dryers. The Gold Care plan protects major home systems, such as electrical and air conditioning.
The most comprehensive of the plans, Platinum Care, bundles the Bronze and Gold coverage and adds bonuses like coverage for plumbing stoppages.
Plan Details
Bronze Care: Refrigerator, dishwasher, cooktop, built-in microwave, stove/oven, clothes washer and dryer, and garbage disposal.
Gold Care: Air conditioning, heating system, electrical system, ductwork, plumbing system, and water heater.
Platinum Care: All of the above, plus plumbing stoppage and ceiling fans.
Optional Coverage/Add Ons
Select Home Warranty offers the following optional coverage:
Plumbing fixtures
Lighting fixtures
Switches and outlets
Pool and spa equipment
Well pump
Sump pump
Central vacuum
Second refrigerator
Stand-alone freezer
Lawn sprinkler system
Septic system coverage
Refrigerator's ice maker
Rare Perk
An excellent, rare feature of Select Home Warranty's plans is that they include free roof coverage. That is a roughly $99 value for free.
Costs
Select Home Warranty offers comparatively low monthly premiums, along with a standard $75 service fee.
Bronze Care
Monthly: $41
Yearly: $492
Gold Care
Monthly: $41
Yearly: $492
Platinum Care
Monthly: $47
Yearly: $564
For a free Select Home Warranty quote, call 888-370-3956 or fill out this simple online form.
Best Coverage Upgrade: First American Home Warranty
If you want comprehensive coverage, First American Home Warranty is a provider worth considering. It offers affordable monthly premiums, 24/7 customer service, and a unique upgrade option that can be purchased as an add-on. The company also provides a highly extensive protection plan that covers 16 systems and appliances total.
First American Home Warranty stands out for its coverage of appliances and systems that were improperly installed or maintained, which is a great perk that is not offered often in the home warranty industry. To get a free quote, call 800-891-9778 or fill out this easy online form.
Plans
First American provides two plans. The Basic Plan covers many major household appliances, including your washing machine, trash compactor, refrigerator, and more.
The Premier Plan encompasses everything in the Basic Plan and adds protection for key home systems like electrical and central vacuum.
Plan Details
Basic Plan: Refrigerator, clothes washer and dryer, dishwasher, oven/stove/cooktop, built-in microwave, garbage disposal, and trash compactor.
Premier Plan: Refrigerator, clothes washer and dryer, dishwasher, oven/stove/cooktop, built-in microwave, garbage disposal, trash compactor, plumbing, plumbing stoppages, heating system, water heaters, electrical systems, ductwork, garage door openers, and central vacuum.
Optional Coverage/Add-Ons
First American Home Warranty offers the following add-ons for your plan:
Central air conditioning system
Secondary refrigeration
Pool and spa equipment
Well pump
First Class Upgrade
The optional First Class Upgrade gives policyholders coverage for cosmetic damage on home appliances and systems. It also covers the expenses from using cranes during installation, pays for the costs for removing old appliances, and pays up to $250 when local building permits are needed to replace appliances.
Costs
First American Home Warranty has highly affordable rates, and it has one of the least expensive basic plans.
Basic Plan
Monthly: $37
Yearly: $444
Premier Plan
Monthly: $49.50
Yearly: $594
To determine if First American Home Warranty is right for you, get a free quote by calling 800-891-9778 or completing this simple form.
Best Plan Variety: America's 1st Choice Home Club
America's 1st Choice (AFC) Home Club offers four plan levels, including two combo plans. It is accredited by the BBB, and it also allows you to choose your own contractor or technician to work with for added flexibility.
For a free quote from AFC Home Club, call 877-755-1115 or fill out this form.
Plans
AFC Home Club offers a broad range of plans. There is a Systems Plan, Silver Plan, Gold Plan, and Platinum Plan. The Systems Plan covers major household systems, while the Silver Plan protects appliances. The Gold and Platinum Plans each cover both systems and appliances, but the Platinum is more comprehensive than the Gold.
Plan Details
Systems Plan: Air conditioning, heating, electrical, plumbing, ductwork, and water heater
Silver Plan: Refrigerator, oven/range/stove, dishwasher, clothes washer and dryer, garbage disposal, and garage door opener
Gold Plan: All of the above
Platinum Plan: All of the above, plus built-in microwave, faucets, and ice maker
Optional Coverage/Add-Ons
AFC offers several items that you can add coverage for at an additional cost:
Sump pump
Well pump
Pool and spa
Septic system
Hot water dispenser
Standalone freezer
Central vacuum
Tankless water heater
Costs
AFC Home Club offers monthly and yearly payment plans for one-year and three-year contracts. Like American Home Shield, the company gives you the choice between a $75, $100, and $125 service fee. The higher the service fee you choose, the lower the monthly premium you pay.
Systems Plan
With $75 service fee:
Yearly (1-year plan): $475
Yearly (3-year plan): $1,195
Monthly (12 months): $39.58
Monthly (20 months): $62.50
With $100 service fee:
Yearly (1-year plan): $425
Yearly (3-year plan): $1,120
Monthly (12 months): $35.42
Monthly (20 months): $58.75
With $125 service fee:
Yearly (1-year plan): $375
Yearly (3-year plan): $1,045
Monthly (12 months): $31.25
Monthly (20 months): $55
Silver Plan
With $75 service fee:
Yearly (1 year plan): $400
Yearly (3 year plan): $1,045
Monthly (12 months): $37.50
Monthly (20 months): $55
With $100 service fee:
Yearly (1 year plan): $375
Yearly (3 year plan): $1,020
Monthly (12 months): $35.42
Monthly (20 months): $52.50
With $125 service fee:
Yearly (1 year plan): $350
Yearly (3 year plan): $945
Monthly (12 months): $33.33
Monthly (20 months): $50
Gold Plan
With $75 service fee:
Yearly (1 year plan): $550
Yearly (3 year plan): $1,350
Monthly (12 months): $45.83
Monthly (20 months): $68.75
With $100 service fee:
Yearly (1 year plan): $500
Yearly (3 year plan): $1,275
Monthly (12 months): $43.75
Monthly (20 months): $65
With $125 service fee:
Yearly (1 year plan): $475
Yearly (3 year plan): $1,200
Monthly (12 months): $41.67
Monthly (20 months): $61.25
Platinum Plan
With $75 service fee:
Yearly (1 year plan): $600
Yearly (3 year plan): $1,550
Monthly (12 months): $50
Monthly (20 months): $78.75
With $100 service fee:
Yearly (1 year plan): $550
Yearly (3 year plan): $1,475
Monthly (12 months): $47.92
Monthly (20 months): $75
With $125 service fee:
Yearly (1 year plan): $500
Yearly (3 year plan): $1,400
Monthly (12 months): $45.83
Monthly (20 months): $71.25
To get your free quote from America's 1st Choice Home Club, call 877-755-1115 or fill out this form.
Home Warranty Rating Methodology
The Home Service Research Team at Better Homes & Gardens strives to provide unbiased and objective reviews to readers by compiling relevant information on home warranty companies and rating the providers on a variety of factors.
Here's what our review process looks like:
We examine each provider's website to determine plan details, coverage, customer service offerings, and other benefits. We also speak with company representatives to get more insight on plan details.
We read sample contracts from each home warranty company to analyze and compare coverage details, limits, and exclusions.
We read at least 100 third-party customer reviews for each home warranty company to determine the real-life benefits and drawbacks of each provider.
We gather cost information for a variety of home warranty plans in different states by completing online quote forms and speaking with sales representatives to simulate the quote process.
We revisit each company's offerings on a seasonal basis, ensuring that we include the most up-to-date information in our reviews.
We also created a 100-point rating system to score companies based on objective factors, such as plan options, coverage, and customer service:
Overall, the Home Service Research Team has reviewed over 70 home warranty companies to select the top-rated providers in the industry.
Frequently Asked Questions About Dallas Home Warranties
Which company has the best home warranty?
We believe American Home Shield is the best home warranty company in Texas. It founded the home warranty industry and offers coverage for items damaged by rust and corrosion, which is rare for the industry. The company also requires no home inspection prior to providing coverage.
Is there a waiting period for a home warranty?
Each home warranty company will have its own waiting period. They typically range from five to 30 days. Some companies may make you wait months during the waiting period, but that is a rarity.
Do home warranties help sell homes?
Home warranties can make homes more attractive to buyers and help them sell faster.