Capital City Bank opens in Watersound Town Center, and more businesses coming this year

Ebonee Burrell, The News Herald
·4 min read

WATERSOUND — Capital City Bank is the latest addition to the Watersound community.

The new bank, at 11275 U.S. 98 E., held a ribbon cutting ceremony last Thursday with leadership from Capital City Bank, The St. Joe Company and members from the Walton County Chamber of Commerce in attendance.  The new addition is a part of the Watersound Town Center, a St. Joe Company development that offers retail, dining, office and medical space.

Bank hours are Monday through Friday from 9 a.m. to 4 p.m.

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A new virtual teller technology that enables live assistance from a banker via video chat will be available to Capital City Bank clients with or without a debit card from 7 a.m. until 9 p.m., Monday through Friday, and from 9 a.m. until 3 p.m. on Saturday. The machine is equipped with a Smart ATM option for self-service banking with a debit card 24 hours a day.

A new Capital City Bank recently opened in the Watersound Origins community.
A new Capital City Bank recently opened in the Watersound Origins community.

The Smart ATM has all the standard features of a traditional ATM but includes several key enhancements that make it easier, faster and more convenient than ever before. It accepts cash and check deposits of up to 30 items in a single transaction, and checks post the same day when deposited by 8 p.m. on business days.

“Capital City Bank has had great success expanding across Northwest Florida. This ideal location at Watersound Town Center will provide a greater ability for them to serve customers in Walton County,” said Dan Velazquez, St. Joe’s senior vice president of commercial real estate, in a news release.

About Watersound Town Center

Watersound Town Center is at 170 N. Watersound Parkway in Inlet Beach — two miles from the Highway 30A corridor — and has welcomed several new businesses since its opening in 2020.

The hub is being built with walking and biking at the heart of its design, with wide sidewalks fronting tree-lined streets on the east side of the center, where open spaces for gathering will complement the mix of businesses.

“We're striving to become a lifestyle center where our residents can come and shop and hang out we hope this center can be the central location for our community," said Samantha Walton, Watersound Town Center’s owner and director of sales and leasing for the St. Joe Company. "That's really the overall goal of what we're trying to do."

A Publix and a Publix Liquors store is expected to open in the Watersound Town Center this fall.
A Publix and a Publix Liquors store is expected to open in the Watersound Town Center this fall.

Last fall, the center welcomed Publix and neighboring Publix Liquors, Ambrosia Prime Seafood & Steaks and Ascension Sacred Heart Emerald Coast’s Women’s Diagnostic Center. In addition, two medical service providers – Dermatology Specialists of Florida and Aqua Medical Spa – recently opened their doors and began seeing patients, joining the existing Ascension Sacred Heart Emerald Coast primary care clinic that opened at the Watersound Town Center in 2020 as its first tenant.

There are several more development planned for later this year, including the planned openings of Electric Cart Watersound golf cart rental and Grand Nail Lounge nail salon.

Construction is underway at the Watersound Town Center as St. Joe Company announces the development of new businesses in the center.
Construction is underway at the Watersound Town Center as St. Joe Company announces the development of new businesses in the center.

New dining concepts are also in store for Watersound Town Center.

Seagrove Village Market, the iconic local eatery that has been serving fresh local seafood and southern classics since 1949, will soon be opening its second location at the town center in a stand-alone building that is currently under construction and is slated to open this year.

Marco’s Pizza, with its popular delivery and dine-in pizza concept, and Bahama Buck’s, the growing tropical dessert chain serving shaved ice, smoothies and other dessert items, are planning to open later this year.

While there is no set completion date for the Watersound Town Center, Walton said more developments are actively in the works to bring more businesses to the community hub.

"It's an open-ended date of completion because it really depends on when new companies come, so it's all really based on development, timelines and our interest from other companies," Walton said. "As we get more and more businesses to the center, it will attract more traffic into the area."

This article originally appeared on The News Herald: Capital City Bank opens in Watersound Town Center as its newest tenant