City accepting home rehab applications
Feb. 2—DANVILLE — The City of Danville has received $1.425 million through the Illinois Housing Development Authority for home rehabilitation projects.
The city is accepting grant applications for the IHDA Homeowner Assistance Fund Home Repair Program for up to $60,000 to assist homeowner negatively impacted — and housing insecurity — as a result of the pandemic and unaddressed home repairs.
The home repair grants will carry a three-year forgivable recapture agreement, amortizing 1/36 per month.
Grant applications will be accepted through Feb. 15, 2024. Eligible applications will be selected for assistance through a lottery process.
ELIGIBILITY REQUIREMENT
Homeowner Eligibility
* Must own and occupy the property as a primary residence (not include any rental components during the term of the loan)
* Certify to a financial hardship after Jan. 21, 2020, related to the COVID-19 Pandemic
* Must have income less than or equal to 150 percent of the area median income (a full table for income limit as per household size can be found on the city's website). Two person limit is $96,400 and four person limit is $120,450.
* Must be current on mortgage payment or to not have a mortgage payment
* Single-family home including Accessory Dwelling Unit (ADU)
* 2-to-4-unit single-family residences where the owner lives in one unit (common areas and owner-occupied units are eligible)
* Manufactured homes on a permanent foundation
* In all of the above, the homeowner owns the land, and the property is taxed as real estate
* Condominium or Cooperative Units
Ineligible Properties
* Properties with reverse mortgages
* Investment properties
* Institutional properties
* Properties with a home equity line of credit
* Properties with ownership in trust or under contract-for-deed
* Residents with outstanding liens, fines or any other overdue payments will be ineligible
* Homes with sold taxes, pre-foreclosure cases, or foreclosure cases are ineligible
* Properties used primarily for business (more than 50% of the floorspace is used for business)
Complete the pre-application form on the city's website to check if you are eligible. Pre-application form is also available at the Community Development office.
Submit the paper pre-application form to the Community Development office in the Public Works building at 1155 E. Voorhees St., Danville. The staff will inform you about the application process and a check list of documents that needs to be submitted along with the application.
The city also continues to seek qualified contractors to perform the home rehabs.
Contractors can visit the city's website, www.cityofdanville.org, under the IHDA HAFHR Program webpage, or the Community Development office, 1155 E. Voorhees St., Danville, to obtain the Contractor Prequalification Packet. Minority-owned and Woman-owned Business Enterprises are encouraged to apply.
1. Bidders must be general contractors prepared to conduct or subcontract all aspects of housing rehabilitation including but not limited to; carpentry, roofing, painting, electrical, plumbing, HVAC, masonry, weatherization and sitework.
2. Document the completion of an EPA approved Lead Renovation, Repair and Painting class and that the company is certified with the EPA as an RRP Provider.
3. Minimum Insurance coverage must include the following:
—Workmen's Compensation and Employee's Liability — Workmen's compensation of not less than the statutory amount and employer's liability of not less than $100,000 per person.
—Auto Insurance — A minimum combined single limit of not less than $500,000 for injuries, including accidental death, or damages caused by the contractor's vehicles on the site.
—Comprehensive Public Liability — not less than $500,000 for accidents or injuries, including accidental death, for each occurrence, and not less than $1,000,000 in the aggregate for the policy term.
Visit: https://www.cityofdanville.org/government/community-development/ihda-hafhr-grant-program.
Direct any questions to Christina Turner via email at christina.turner@cityofdanville.org or at 217-431-2405; or Tess Reffett via email at treffett@cityofdanville.org or at 217-431-2321.
