Coronavirus Relief Loans In Tampa: Where PPP Money Went

·8 min read

TAMPA, FL — If you were one of the hundreds of small business owners who could not qualify for a Paycheck Protection Program loan, here's some of the competition who beat you out.

In Tampa Bay alone, dozens of companies were able to obtain millions of dollars in PPP loans by applying under different names or locations for the same limited liability company, partnership or corporation.

On Monday, for the first time, the Department of Treasury and Small Business Administration released a list of businesses and nonprofit groups who successfully applied for emergency loans ranging from $10 million to $150,ooo.

Since April 3, the federal government has granted more than $530 billion in coronavirus relief funding to 4.5 million applicants. The program was originally scheduled to end June 30 but the Senate voted to extend it to Aug. 8.

The PPP was established as part of the $2 trillion Coronavirus Aid, Relief and Economic Security (Cares) Act.

From the start of the PPP program, Tampa Bay small business owners who were forced to furlough workers and struggled to keep their doors open complained they were at a disadvantage.

Much of the funding went first to the customers the banks already knew and trusted ― including large corporations.

More than 7,500 Tampa Bay businesses and nonprofits received PPP loans, including companies headed by some millionaire CEOs.

According to the National Federation of Independent Businesses, 70 percent of small businesses in the United States applied for PPP loans but only two in three businesses (72 percent of those that applied) were successful.

The NFIB Research Center cited pre-screening and an existing relationship with an SBA-approved lender as major factors in the success of those businesses that received loans.

The majority of small business owners (84 percent) who successfully submitted their application already had a checking or savings account with the bank where they applied, said the NFIB.

Most banks that participated in the program and facilitated the PPP loans were only taking applications from current customers.

Just under half of the successful applicants had an active loan with the bank and another 24 percent had a business credit card associated with the bank.

Only 1 percent of successful applicants applied at a bank with which they had no previous association.

Of the 28 percent of small business owners who were not successful, most of them (68 percent) said they were waiting for their bank to start accepting PPP loans. Nine percent said they couldn't find a participating bank. Five percent were told by their bank that it had hit its limit of accepting loans. And 5 percent found the process too complicated to proceed.

There were 205 Florida companies lucky enough to land the big money (loans ranging from $5 million to $10 million).

Among them was the Tampa branch of Morgan & Morgan law offices, which has more than 50 offices around the country. Also snapping up the big PPP loans in Florida were other attorney's offices, developers, contractors and lobbying organizations.

Here are some Tampa businesses that received PPP funds:

PPP between $5 million and $10 million

  1. Bisk Education Inc.

  2. Avesta Homes

  3. Harmony Healthcare

  4. Morgan & Morgan, Tampa, P.A.

  5. McNichols Co.

  6. Accusoft Corp.

PPP between $2 million and 5 million

  1. Bern's Steak House

  2. Bill Currie Ford

  3. Columbia Restaurant

  4. Coast Dental

  5. Captiva MVP Restaurant Partners

  6. Carrollwood Day School Education Inc.

  7. DACCO Behavioral Health Inc.

  8. Family Ford

  9. Ferman Motor Car Company

  10. Franklin Street Financial Partners

  11. Gulf Marine Repair Corp.

  12. Lowry Park Zoological Society of Tampa

  13. Pepin Distributing Company

  14. Metropolitan Ministries

  15. Merlin Law

  16. Mental Health Care

  17. Pittsburgh Grand Hotel

  18. Sanwa Growers

  19. Tampa Bay Performing Arts Center

  20. Tampa Bay Downs

  21. Tower Imaging

PPP between $1 million and $2 million

  1. Angels Care Health Systems

  2. Banko Overhead Doors

  3. Bay Area Pools

  4. Bay Area Youth

  5. Bay Area Legal Services

  6. BDG Architects

  7. Brandon Motors

  8. Bush Ross

  9. Cambridge Christian School

  10. Colwill Engineering Electrical

  11. Caspers Service Co.

  12. David Horvath, P.A.

  13. Corbett Preparatory School

  14. Elder Ford of Tampa

  15. Ferman of Countryside

  16. Grace Family Church of North Tampa

  17. Humane Society of Tampa Bay

  18. Jackson's Bistro and Bar

  19. J.C. Newman Cigar Co.

  20. Jesuit High School

  21. Joffrey's Coffee & Tea Co.

  22. Lions Eye Institute for Transplant and Research

  23. Mainsail Epicurean Hotel

  24. McKibbon Hotel Management

  25. Northside Behavioral Health Center

  26. PDQ Holdings

  27. Phil's Cake Box

  28. Socius Marketing

  29. Stepp's Towing Service

  30. Stern, Drake, Isbell & Associates, P.A.

  31. Tampa Bay Surgery Center Associates

  32. Tampa Catholic High School

  33. Tampa JCC Federation

  34. Tampa Preparatory School

  35. Tampa School Development Corp.

  36. The ARC Tampa Bay

  37. The Florida Aquarium

PPP between $350,000 and $1 million

  1. Abdoney Orthodontics

  2. A Kid's Place of Tampa Bay

  3. Academy Prep Center of Tampa

  4. Atomic Tattoos

  5. Beaux Arts Installation Group

  6. Bi Rite Company

  7. Big Brothers/Big Sisters of America

  8. Bolin Law Group

  9. Bond Auto Sales

  10. Bridgeprep Academy of Tampa

  11. Carpe Diem Pizza

  12. Carsmetics

  13. Caspers Distribution

  14. Celebrity Carpets & Interiors

  15. Century Buick

  16. Champions for Children

  17. Chappell Roberts Inc.

  18. Charley's Steakhouse Cypress Street

  19. Children's Museum of Tampa

  20. Chili Pepper of Rocky Point

  21. Christ the King Catholic School

  22. Christopher Ligori, P.A.

  23. Ciccio & Tony's Inc.

  24. CMJ Restaurant Inc.

  25. Coast Dental

  26. Columbia Cafe

  27. Columbia Food Service Co.

  28. Columbia Restaurant Inc.

  29. Colwill Engineering Mechanical

  30. Congregation Schaarai Zedek

  31. Coppertail Brewing Co.

  32. Counter Culture Hospitality

  33. Datz Delicatessen

  34. Davis Islands Baptist Church

  35. Dennis Hernandez & Associates, P.A.

  36. Dentalworks USA

  37. Design Styles Architecture

  38. Families First of Florida

  39. Feeding America Tampa Bay

  40. Ferman on Dale Mabry

  41. Fitlife Foods

  42. Fleischman and Garcia Architects and Planners

  43. Florida Family Primary Care Centers of Tampa

  44. Florida Pain Relief Group

  45. Florida West Coast Public Broadcasting

  46. Fortune Street Partners

  47. Fresco Foods

  48. Girl Scouts of West Central Florida

  49. Goody Goody of Hyde Park

  50. Grillsmith

  51. Gulf Tile and Cabinetry

  52. Habitat for Humanity

  53. Halo Purely for Pets

  54. Hamilton Engineering & Surveying

  55. Happy's Home Centers

  56. Hardeman Landscape Nursery

  57. Hattricks

  58. Hess Spinal and Medical Centers

  59. Human Development Center

  60. Hyde Park United Methodist Church

  61. Innovative Brewing

  62. Island Design's Embroidery Outlet

  63. Jim Browne Chevrolet

  64. Lightning Pizza

  65. Ligori & Ligori, P.A.

  66. Literacy Leadership Technology Academy

  67. Luxury Bath of Tampa Bay

  68. MacDonald Training Center

  69. Magnolia Dayschool

  70. Mainsail Fenway Hotel

  71. Meat Market Tampa

  72. Mechanik, Nuccio, Hearne & Wester, P.A.

  73. Medi-Weightloss Franchising

  74. Metro Development Group

  75. Metro Diner

  76. Mike's Pies

  77. More Bakery

  78. Newslink of Tampa

  79. Newspaper Printing Co.

  80. North Tampa Automotive

  81. North Tampa Christian Academy

  82. North Tampa Nissan

  83. Northgate Lincoln-Mercury

  84. Old Memorial Club

  85. Outdoor America Images

  86. Oxford Exchange

  87. PDQ

  88. Purple Pizza Eaters

  89. R&B The Colony Restaurant

  90. Rivergate Restaurant Co.

  91. Ronald McDonald House Charities of Tampa Bay

  92. Salt & Citrus Catering Co.

  93. Sarrk Restaurants

  94. Seaborn Private School

  95. Sembler Investments

  96. Sherwood Hospitality Group

  97. Smith & Associates Real Estate

  98. SPCA Tampa Bay

  99. Speedline Team Sports

  100. St. Lawrence Catholic School

  101. St. John's Episcopal Parish Day School

  102. St. Mary's Episcopal Day School

  103. Stand Up Guys Junk Removal

  104. Steelbach

  105. Stepp's Transportation Service

  106. Success 4 Kids and Families

  107. Sundial Ltd.

  108. Sunny Florida Dairy

  109. Tampa Airport Hotel

  110. Tampa Bay Convention & Visitors Bureau

  111. Tampa Bay History Center

  112. Tampa Bay Imaging

  113. Tampa Day School

  114. Tampa Lighthouse for the Blind

  115. Tampa Oaks Senior Living

  116. Tampa Taco

  117. The Crossing Church

  118. The Hall at the Yard

  119. The Spring of Tampa Bay

  120. The Window Depot

  121. Turning Point of Tampa

  122. Uncle John's Pride

  123. United Soccer Leagues

  124. Universal Academy of Florida Inc.

  125. University Area Community Development Corp.

  126. Vitamin Dicount Center

  127. Westshore Hotel Owner

  128. Wright Gourmet House Corp.

  129. Yacht Starship Dining Cruises

PPP between $150,000 and $350,000

  1. 4 Rivers Smokehouse

  2. A & S Restaurant

  3. Abby's Health Food

  4. ABC Autos

  5. Abe Brown Ministries

  6. Academy of Tampa

  7. Ackerman Jewelers

  8. Acropolis Restaurant of New Tampa

  9. Affordable Catering

  10. Air Animal

  11. All Creatures Medical Group

  12. Amphitheater Ybor

  13. Armature Works

  14. Bayshore Animal Clinic

  15. Bayshore Christian School

  16. BBF of Temple Terrace

  17. Bed Pros

  18. Bernini of Ybor

  19. Bible-Based Fellowship Church

  20. BMW Enterprises

  21. Brandon Crossroads Bowl

  22. Brandon Automotive Management

  23. Brew Bus Brewing

  24. Bridging Freedom

  25. Browbar

  26. Captain's Fine Foods

  27. Carlton Academy Day School

  28. Carmine's Seventh Avenue

  29. Carriage House Interiors

  30. Celsius Marketing

  31. Ceviche Tapas

  32. Channelside Management

  33. Christ the King Catholic Church

  34. Coast Dental

  35. Colwill Engineering Consulting Engineers

  36. Colwill Engineering Inc.

  37. Community Charter School of Excellence

  38. Community Foundation of Tampa Bay

  39. Cornerstone Family Ministries

  40. Daily Eats

  41. DUI Counterattack

  42. Primrose School of Westchase

  43. Eddie and Sam's N.Y. Pizza

  44. Ella's Kitchen

  45. Faith Outreach Centers

  46. Family First

  47. Family of Christ Lutheran Church

  48. First Baptist Church of Progress Village

  49. Ford's Garage of Westchase

  50. Forest Hills Health Care

  51. Fresh Kitchen

  52. Global Fitness

  53. Golf Locker

  54. Greater Tampa Bay Area Council

  55. Green Iguana Entertainment

  56. Hillel School of Tampa

  57. Hillsborough Education Foundation

  58. Hillsdale Baptist Church

  59. Hooters of North Tampa

  60. Hooters of South Tampa

  61. Hope International Ministries

  62. Ice Sports Forum

  63. Icon Preparatory School

  64. Incarnation Catholic School

  65. Irish 31

  66. Islamic Society of Tampa Bay

  67. Junior Achievement of Tampa Bay

  68. The Hall on Franklin

  69. Keke's Temple Terrace

  70. Kennedy Investments

  71. La Teresita restaurant

  72. Lake Magdalene United Methodist Church

  73. Lapequena Colombia Restaurant

  74. Meals on Wheels of Tampa

  75. Miguelito's Taqueria Y Tequilas

  76. Mise En Place

  77. Morning Star Catholic School

  78. Mr. Dunderbak's

  79. New Meeting House

  80. Noble Crust

  81. Oliva Tobacco Co.

  82. Olympia Bakery

  83. Palma Ceia United Methodist Church

  84. Pane Rustica

  85. Press Box Sports Emporium

  86. Prime Time Sports Grill

  87. Radiance Medspa of Tampa Bay

  88. Radiant Church

  89. Rick's on the River

  90. Rooftop at the Heights

  91. Samis Pita Bakery

  92. Schifino Lee Inc.

  93. Shoot Straight Tampa

  94. Shooter's World

  95. Smokehouse on Platt

  96. Soho Hospitality Management

  97. Soho Sushi

  98. South Tampa Swim School

  99. St. James United Methodist Church at Tampa Palms

  100. St. Lawrence Catholic Parish

  101. St. Paul Catholic Church

  102. St. Peter Claver Catholic School

Search the complete database of PPP loans

Here's an interactive map that shows many of the businesses that received PPP loans valued above $150,000 in Tampa:

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This article originally appeared on the Tampa Patch

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