Is your bank open on Memorial Day? How about the Fourth of July? The following is a schedule of holidays observed by the U.S. Federal Reserve System. While banks are not required to close on all federal holidays, many do. As such, the Fed's calendar can signal whether your local bank branch is likely to be open or closed for a holiday.
If you must see your banker in person on a holiday, it's a good idea to call ahead or check your bank's website for details on holiday hours and closures. Keep in mind that even if your local bank branch is closed for a holiday, you still might be able to access banking services online via a bank's website, on your smartphone via your banking app, or by telephone via your bank's toll-free number.
U.S. Federal Reserve Bank Holidays 2019-2021
|New Year's Day||Jan. 1||Jan. 1||Jan. 1|
|Martin Luther King Jr. Day||Jan. 21||Jan. 20||Jan. 18|
|Presidents Day/Washington's Birthday||Feb. 18||Feb. 17||Feb. 15|
|Memorial Day||May 27||May 25||May 31|
|Independence Day||July 4||July 4*||July 4**|
|Labor Day||Sept. 2||Sept. 7||Sept. 6|
|Columbus Day||Oct. 14||Oct. 12||Oct. 11|
|Veterans Day||Nov. 11||Nov. 11||Nov. 11|
|Thanksgiving Day||Nov. 28||Nov. 26||Nov. 25|
|Christmas Day||Dec. 25||Dec. 25||Dec. 25*|
When a holiday falls on a weekend, the Federal Reserve System treats the holiday in one of two ways:
- *If the holiday falls on a Saturday, the Fed does not observe the holiday on the preceding Friday.
- **If the holiday falls on a Sunday, the Fed observes the holiday on the subsequent Monday.
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Copyright 2019 The Kiplinger Washington Editors