Hail damage claims cost billions annually

State Farm paid more than $3 billion in insurance claims for hail damage in 2020. Agents say preparation before storms can save you time and money.

Video Transcript

ROBERT NDEGWA: Hail damage can be financially, emotionally very draining.

BILL WADELL: The repair bills after severe storms can add up quickly.

ROBERT NDEGWA: State Farm processed over $3 billion in just hail claims alone.

BILL WADELL: Robert Ndegwa says Texas, Illinois, Minnesota, Missouri, and Colorado had the most hail damage claims paid out in 2020.

[WINDOWS SHATTERING]

Hail shattered windows of homes in Bossier City, Louisiana last spring.

ROBERT NDEGWA: Shut your blinds. Close your curtains. That way, you can, you know, hopefully avoid any flying glass that could potentially hurt your family or damage furniture.

BILL WADELL: One family's car in East Texas hit hard. The back window was pelted by hail. The windshield, covered in cracks. Ndegwa says, if you're on the road during a severe storm, slow down. And get to a safe place. Do not speed up and try to beat the storm.

ROBERT NDEGWA: Between the force of the hail and the force of your vehicle, that just accentuates the damage.

BILL WADELL: It's also a good idea to take pictures of your important belongings, your home, and your car before there's any damage, in case you need to file a claim after a storm.

ROBERT NDEGWA: Catalog all of your personal property. Email it to yourself. Send it to the cloud. So this is peak season. So, if you've not taken those steps yet, I would advise to-- to do that right away.

BILL WADELL: For AccuWeather, I'm Bill Wadell.