Homeownership certainly isn’t a cheap decision. In a shocking 71% of the country, the average family cannot afford a home, according to CBS News. Many first-time and prospective homebuyers are rethinking their big-city dreams — and for good reason, as millennials find themselves unable to cover the ever-rising housing costs that come with living in a metropolitan area.

The median list price for homes currently on the market in New York City is $769,000, which still falls short of the astronomical median list price of San Francisco homes, at $1,348,000. Meanwhile, the U.S. median list price was $286,381 in 2019, though it saw a 4.12% increase from 2018. If you’re looking for a bargain on your home, you may find greater success in certain areas of the country.

To determine which cities currently have the best bargain homes, GOBankingRates analyzed the 2018 and 2019 median list prices for the 200 largest housing markets in the country. The study found 29 cities where the year-over-year change in home prices has declined and also included the average number of days on the market, total monthly listings and percentage of listings with price cuts as supplemental data. GOBankingRates ranked the cities by their year-over-year change in median list prices, with the No. 1 city offering the biggest bargain on real estate.

The South is well represented in this study, in addition to parts of the Pacific Northwest and some California cities, surprisingly. These places offer the best deal if you’re looking to buy a house.

Last updated: Aug. 28, 2020

29. Bradenton, Florida

• Median list price in 2018: $289,786

• Median list price in 2019: $289,218

• Year-over-year price change: -0.20%

• Average number of days on market: 88

• Average total monthly listings: 1,641

• Percentage of listings with price cuts: 19.20%

28. Rancho Cucamonga, California

• Median list price in 2018: $561,854

• Median list price in 2019: $559,423

• Year-over-year price change: -0.43%

• Average number of days on market: 69

• Average total monthly listings: 492

• Percentage of listings with price cuts: 16.61%

27. Chesapeake, Virginia

• Median list price in 2018: $327,759

• Median list price in 2019: $325,666

• Year-over-year price change: -0.64%

• Average number of days on market: 78

• Average total monthly listings: 1,517

• Percentage of listings with price cuts: 13.91%

26. Charleston, South Carolina

• Median list price in 2018: $380,706

• Median list price in 2019: $378,245

• Year-over-year price change: -0.65%

• Average number of days on market: 99

• Average total monthly listings: 1,795

• Percentage of listings with price cuts: 20.30%

25. Dallas

• Median list price in 2018: $389,596

• Median list price in 2019: $386,835

• Year-over-year price change: -0.71%

• Average number of days on market: 72

• Average total monthly listings: 5,116

• Percentage of listings with price cuts: 20.76%

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24. Shreveport, Louisiana

• Median list price in 2018: $166,429

• Median list price in 2019: $165,224

• Year-over-year price change: -0.72%

• Average number of days on market: 100

• Average total monthly listings: 1,320

• Percentage of listings with price cuts: 17.43%

23. Honolulu

• Median list price in 2018: $641,375

• Median list price in 2019: $636,703

• Year-over-year price change: -0.73%

• Average number of days on market: 93

• Average total monthly listings: 2,703

• Percentage of listings with price cuts: 13.56%

22. Houston

• Median list price in 2018: $294,424

• Median list price in 2019: $292,226

• Year-over-year price change: -0.75%

• Average number of days on market: 80

• Average total monthly listings: 12,901

• Percentage of listings with price cuts: 18.10%

21. Portland, Oregon

• Median list price in 2018: $463,275

• Median list price in 2019: $459,621

• Year-over-year price change: -0.79%

• Average number of days on market: 66

• Average total monthly listings: 2,933

• Percentage of listings with price cuts: 18.86%

20. Sugar Land, Texas

• Median list price in 2018: $412,133

• Median list price in 2019: $408,155

• Year-over-year price change: -0.97%

• Average number of days on market: 90

• Average total monthly listings: 981

• Percentage of listings with price cuts: 22.16%

See: Houses Are Selling the Fastest in These 30 Real Estate Markets

19. New Orleans

• Median list price in 2018: $298,680

• Median list price in 2019: $295,642

• Year-over-year price change: -1.02%

• Average number of days on market: 95

• Average total monthly listings: 1,855

• Percentage of listings with price cuts: 15.24%

18. Lubbock, Texas

• Median list price in 2018: $195,788

• Median list price in 2019: $193,757

• Year-over-year price change: -1.04%

• Average number of days on market: 73

• Average total monthly listings: 1,173

• Percentage of listings with price cuts: 16.71%

17. Omaha, Nebraska

• Median list price in 2018: $250,783

• Median list price in 2019: $248,138

• Year-over-year price change: -1.05%

• Average number of days on market: 58

• Average total monthly listings: 1,605

• Percentage of listings with price cuts: 17.21%

16. New York

• Median list price in 2018: $793,667

• Median list price in 2019: $785,083

• Year-over-year price change: -1.08%

• Average number of days on market: 169

• Average total monthly listings: 22,015

• Percentage of listings with price cuts: 10.85%

15. Naples, Florida

• Median list price in 2018: $406,143

• Median list price in 2019: $401,483

• Year-over-year price change: -1.15%

• Average number of days on market: 137

• Average total monthly listings: 6,575

• Percentage of listings with price cuts: 15.02%

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14. San Jose, California

• Median list price in 2018: $970,398

• Median list price in 2019: $957,366

• Year-over-year price change: -1.34%

• Average number of days on market: 51

• Average total monthly listings: 1,278

• Percentage of listings with price cuts: 15.22%

13. Spring, Texas

• Median list price in 2018: $271,940

• Median list price in 2019: $267,485

• Year-over-year price change: -1.64%

• Average number of days on market: 79

• Average total monthly listings: 1,486

• Percentage of listings with price cuts: 20.34%

12. Irvine, California

• Median list price in 2018: $1,006,474

• Median list price in 2019: $987,852

• Year-over-year price change: -1.85%

• Average number of days on market: 78

• Average total monthly listings: 1,021

• Percentage of listings with price cuts: 17.34%

11. Atlanta

• Median list price in 2018: $333,662

• Median list price in 2019: $326,921

• Year-over-year price change: -2.02%

• Average number of days on market: 76

• Average total monthly listings: 4,115

• Percentage of listings with price cuts: 17.41%

Good To Know: 50 Neighborhoods Where Home Prices Are Going Through the Roof

10. Lafayette, Louisiana

• Median list price in 2018: $218,546

• Median list price in 2019: $213,804

• Year-over-year price change: -2.17%

• Average number of days on market: N/A

• Average total monthly listings: 1,189

• Percentage of listings with price cuts: 16.67%

9. Seattle

• Median list price in 2018: $713,102

• Median list price in 2019: $696,342

• Year-over-year price change: -2.35%

• Average number of days on market: 55

• Average total monthly listings: 2,201

• Percentage of listings with price cuts: 15.73%

8. Glendale, California

• Median list price in 2018: $870,797

• Median list price in 2019: $848,645

• Year-over-year price change: -2.54%

• Average number of days on market: 63

• Average total monthly listings: 261

• Percentage of listings with price cuts: 12.34%

7. Fremont, California

• Median list price in 2018: $1,030,807

• Median list price in 2019: $1,003,865

• Year-over-year price change: -2.61%

• Average number of days on market: 50

• Average total monthly listings: 369

• Percentage of listings with price cuts: 14.27%

Related: The Best Place To Buy a Home in Every State

6. Evansville, Indiana

• Median list price in 2018: $146,725

• Median list price in 2019: $142,325

• Year-over-year price change: -3.00%

• Average number of days on market: 68

• Average total monthly listings: N/A

• Percentage of listings with price cuts: 18.07%

5. Nashville, Tennessee

• Median list price in 2018: $334,025

• Median list price in 2019: $323,792

• Year-over-year price change: -3.06%

• Average number of days on market: 68

• Average total monthly listings: 3,770

• Percentage of listings with price cuts: 14.12%

4. Columbus, Georgia

• Median list price in 2018: $117,946

• Median list price in 2019: $114,129

• Year-over-year price change: -3.24%

• Average number of days on market: 76

• Average total monthly listings: 774

• Percentage of listings with price cuts: 14.70%

3. Irving, Texas

• Median list price in 2018: $379,914

• Median list price in 2019: $366,135

• Year-over-year price change: -3.63%

• Average number of days on market: 61

• Average total monthly listings: 535

• Percentage of listings with price cuts: 17.71%

2. Raleigh, North Carolina

• Median list price in 2018: $354,881

• Median list price in 2019: $341,615

• Year-over-year price change: -3.74%

• Average number of days on market: 54

• Average total monthly listings: 1,707

• Percentage of listings with price cuts: 14.62%

1. Jackson, Mississippi

• Median list price in 2018: $134,354

• Median list price in 2019: $125,041

• Year-over-year price change: -6.93%

• Average number of days on market: 97

• Average total monthly listings: 590

• Percentage of listings with price cuts: 15.56%

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Methodology: In order to find cities where houses are suddenly a major bargain, GOBankingRates looked at the 2018 median list price and the 2019 median list price for the 200 biggest housing markets in the United States and found the year-over-year percentage change in the median list price. GOBankingRates found 29 cities where the median list price has gone down since 2018, and those 29 cities are included on this list. The study also provides the 2019 averages for days on the market, total monthly listings and percentage of listings with price cuts as supplemental data. All data was sourced from Zillow and compiled on Jan. 29, 2020.

This article originally appeared on GOBankingRates.com: Houses in These 29 Cities Are Suddenly Major Bargains