Two-income couples are surprisingly unprepared for retirement — here’s one reason why

Alicia H. Munnell
Two-income couples are surprisingly unprepared for retirement — here’s one reason why

Every time we look at households’ preparedness for retirement, we find that two-earner couples are in the worst shape. A recent study, however, suggests another problem: two-earner couples often do not save enough through their 401(k) plans. Since two-earner households generally earn more than one-earner households, they need more savings.