An empty nester wonders: How do I get started saving for retirement?

Dan Moisand
An empty nester wonders: How do I get started saving for retirement?

OUTSIDE THE BOX Q: Our nest is now finally empty, and we are just starting to save for retirement. I know we should have started earlier but I was self-employed and it was feast or famine. Every time we got things going, we were just paying down debts incurred when things weren’t so good and the kids got more expensive as they got older.