Modesto pays $2.4K more for household bills than US average, report says. See how CA compares
You might be paying more money for bills in Modesto than the United States average, but the numbers don’t come close to what other Californians are paying, according to housing data.
DoxoINSIGHTS, a U.S. bill pay market analysis company, released a report in early August ranking Modesto as the 356th most expensive city in California for household bills. There are 482 towns and cities in the state.
Doxo looked at bill payment activity and behavior, U.S. Census Bureau data and what residents consider “essential bills” to conduct its analysis.
Modesto ranks low on expensive cities list
Stanislaus County is the 30th most expensive county to live in California, according to Doxo’s report. There are 58 counties in the state.
Modesto residents pay $2,383 more for their bills per year than the average person living in the United States, the report says.
The median household income is $67,011, according to 2021 U.S. Census Bureau data. The median household income in the country is $69,021. Doxo estimated a slightly lower average income for households, making bills for Modesto roughly 44% of an annual $63,983, the company calculated.
On average, households in Modesto pay $2,245 per month, or $26,940 per year, on bills such as rent or mortgage, utilities, auto loans and cable, the report states. The national bill average is $2,046 per month.
Zillow, which uses a different formula for calculating rent costs, clocks the median rent for all bedrooms and all property types in Modesto at $1,975 per month.
Here’s a breakdown of how much Modesto residents are paying for bills on average each month compared to the rest of the country, according to Doxo:
Mortgage
Modesto- $1,608
National- $1,321
Rent
Modesto- $1,345
National- $1,191
Auto loan
Modesto- $580
National- $467
Utility
Modesto- $267
National- $351
Auto insurance
Modesto- $151
National- $207
Health insurance
Modesto- $115
National- $120
Cellphone
Modesto- $133
National- $119
Cable and internet
Modesto- $128
National- $118
Life insurance
Modesto- $62
National- $89
Alarm and security
Modesto- $101
National- $84
How California compares to other states
California is the second most expensive state in the country for household bills, according to Doxo. The only state that beats it is Hawaii, whose residents pay an average of $3,070 on bills each month.
Marin County is the most expensive county to live in the state. San Ramon is the most expensive city, according to the study.
Californians spend $9,498 more for bills each year than the U.S. average, the state Doxo report says. These bills account for 40% of Californian’s average $85,267 annual income.
On average, households in California pay $2,838 per month, or $34,055 per year, on bills.
This is how much Californians pay for bills on average each month, according to Doxo:
Mortgage- $2,402
Rent- $1,762
Auto loan- $532
Utility- $368
Auto insurance- $196
Health insurance- $132
Cellphone- $114
Cable and internet- $117
Life insurance- $110
Alarm and security- $101
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