New mortgage company opens in Shelby

Chuck Mathewson has opened a new mortgage company, Mathewson Mortgage Capital, on South Post Road in Shelby.
Chuck Mathewson has opened a new mortgage company, Mathewson Mortgage Capital, on South Post Road in Shelby.

Chuck Mathewson has impacted thousands of lives over his 16 years of experience in the mortgage industry and is now bringing that background to help local families realize their dreams of buying a home.

After working for large companies over the course of his career, he recently opened his own business, Mathewson Mortgage Capital, with an office located in Shelby.

“It's the only locally owned mortgage company all the way from Belmont up to Hendersonville,” Mathewson said. “I wanted to be in a more community driven, location driven area and be more involved in the community.”

During COVID-19, he said he and his wife moved to Kings Mountain from Waxhaw. With two small children and full-time jobs, they wanted to be closer to family.

It seemed like a good time to make the switch from working for a company to opening his own.

“It's been a passion of mine for years,” he said. “It's something I always wanted to do, and it’s been in the back of my head since college. I always wanted to do it. I always loved real estate.”

Chuck Mathewson has opened a new mortgage company, Mathewson Mortgage Capital, on South Post Road in Shelby.
Chuck Mathewson has opened a new mortgage company, Mathewson Mortgage Capital, on South Post Road in Shelby.

He said he has gained a lot of experience during the course of his career and has run large branches, impacted around 3,500 families, been nationally recognized and did over $3 billion in business since 2007.

Mathewson officially opened in May but just recently obtained all the necessary licenses and has been up and running for two or three weeks.

“Things are good. I'm very happy. I'm very upbeat. It's nice to be at home,” he said. “It's nice to be back in small town America.

Mathewson said the first-time homebuyer market is growing, and he is able to offer a lot of options larger companies can’t with competitive rates and a variety of avenues.

“We have a lot more products outside of standard products,” he said.

He said he is able to find ways to work with people who don’t have a downpayment and is able to help them qualify for different options. He spends time with customers to develop strategies for buying a home and his years of experience enable him to get people over hurdles that might stand in the way.

“The lowdown is having more options for people to make that homeownership dream come true,” Mathewson said.

Another benefit to opening a local company is keeping money in the community and helping the community grow.

“Being locally owned is a big deal,” Mathewson said. “The money is going to stay in the state.”

He said Kings Mountain is now Charlotte’s backyard, and he expects the area to grow fast.

For more information on Mathewson Mortgage Capital, go to mathewsonmortgagecapital.com or call 704-561-6992.

Reporter Rebecca Sitzes can be reached at rsitzes@gannett.com.

This article originally appeared on The Shelby Star: New mortgage company opens in Shelby