Personal Finance

Personal Capital is an online financial advisor and personal wealth management company headquartered in Redwood City, California with offices in San Francisco, CA, Denver, CO, Dallas, TX and Atlanta, GA.
  • Business Standard India

    Robo advisory not for everyone, works best for investors with small capital

    A click of the button is all it takes to access online financial planning websites or robo advisory platforms. But if you are looking to draw up a detailed financial plan for the future, you may still need a financial expert. As online shopping becomes the buzzword, many investors are bypassing traditional financial planners and switching to online investmenting. This, however, cannot be equated with buying clothes online. Investments are meant to safeguard your finances over the long term and require in-depth planning. Unless the investor comes armed with strong financial knowledge and has enough time to manage his financial portfolio, online investing may not give him the same satisfaction


    Harley-Davidson: Riding Into History on the Back of a H.O.G.

    What is it about Harley-Davidson that evokes so much nostalgia? Maybe it's the throaty sound of the engine, the sleek lines or its classic colors. Watch the video for a video timeline of the iconic company ...

  • CNBC

    Military families say this is their top concern

    To keep money matters in check, active duty military and their spouses or partners need to be particularly careful when it comes to budgeting, saving and planning for the future. Members of the military face hurdles every day — and financial challenges are among some of the biggest. For example, "when we came back from overseas we had to rent a car for two months while we waited for our other car to get shipped," said Jana Wanner.

  • 3 Surprising Ways You May Be Losing Money Without Realizing It
    Motley Fool

    3 Surprising Ways You May Be Losing Money Without Realizing It

    You may be unknowingly wasting thousands of dollars.

  • Millennials, Don't Let This 1 Mistake Ruin Your Financial Future
    Motley Fool

    Millennials, Don't Let This 1 Mistake Ruin Your Financial Future

    Taking too many financial risks is dangerous, but so is playing it too safe.


    UPDATE: Nearly 70% of Americans are making this huge mistake with their money

    There's a good chance you're missing out on free money too Not all savings accounts are created equal -- and most Americans have the wrong ones. Nearly 70% of Americans have savings accounts paying less than 2% interest, according to a survey of 1,000 consumers conducted by personal-finance website Bankrate ( One in five consumers earns less than 1% annual percentage yield (APY) on the short-term savings, and nearly one in four people said their savings account didn't earn interest at all. Meanwhile, only 14% of consumers said their savings accounts earned more than 2% APY. The national average interest rate for savings

  • Morningstar Community

    Re: Asset Class Correlations

    @yogibearbull wrote: For 3 yrs, IT Treasuries have more negative correlation than LT Treasuries. This confirms a recent observation in Barron's that IT Treasuries are better ballasts now than LT Treasuries. I will look at other data later on bigger PC screen. Correlations for the BBgBarc US Treasury 5-10 Yr against the S&P 500, Russell 2000, MSCI EAFE, and MSCI EM indexes were lower than that of the BBgBarc US Treasury 20+ Yr for 1, 3, and 5 years. These correlations were slightly higher than the BBgBarc US Treasury 20+ Yr for 10 and 15 years. For all these time periods, similar portfolio diversification benefits would be achieved without incurring as much volatility / interest rate risk when

  • 10 Rules for Financial Freedom

    10 Rules for Financial Freedom

    “Shirtsleeves to shirtsleeves in three generations,” as a saying often attributed to Andrew Carnegie goes. “This is a much bigger problem than most people are aware of,” says Spuds Powell, managing director at Kayne Anderson Rudnick Wealth Management in Los Angeles. Many see it as their responsibility to boost financial literacy on a number of fronts, ranging from educational meetings for clients and their children to spreading the word through blog posts to speaking to groups in schools, credit unions, and other organizations. “We as a profession have to be the loudest advocates for financial literacy,” says R. Michael Parry, president of Liberty Wealth Advisors in Stamford, Conn., who blogs about financial-planning basics and helps the Fairfield County, Conn., chapter of the Financial Planning Association host educational events.


    10 Rules for Financial Freedom

    ADVISOR CENTER INVESTING The true measure of financial success isn’t how much money you make—it’s how much you keep. That’s a function of how well you’re able to save money, protect it, and invest it over the long term.

  • How To Profit in Today's Uncertain Market

    How To Profit in Today's Uncertain Market

    More and more investors are using options in their trading as a way to beat the market. In fact, the number of options contracts traded has soared over the past 10 years.

  • NerdWallet

    If ‘Budget’ Sounds Like a Bummer, Try Renaming It

    Webster’s New World dictionary defines budget as: “a plan or schedule adjusting expenses during a certain period to the estimated or fixed income for that period.” If that doesn’t sound…

  • Grads, put a financial plan in place
    Chicago Tribune

    Grads, put a financial plan in place

    Recent college graduates need to take control of their financial lives. If you are a parent, grandparent or close friend, you can help in this process by highlighting these financial goals. Every grad needs to know how much she is making and spending to address all aspects of her financial life. Some expenses may be a shock, especially rent, utility bills and groceries now that the graduate is not living with three roommates. There are lots of apps to help with the process, including Mint and PocketGuard. With cash flow in hand, it's time to address the three most important issues for any adult: reduction of consumer debt, establishment of emergency cash reserves (6-12 months of living expenses)

  • featured highlights include: Strategic Education, Repligen, Kinsale Capital, Arcosa and OSI Systems
    Zacks featured highlights include: Strategic Education, Repligen, Kinsale Capital, Arcosa and OSI Systems featured highlights include: Strategic Education, Repligen, Kinsale Capital, Arcosa and OSI Systems

  • Military families on financial edge find money matters complex

    Military families on financial edge find money matters complex

    Breaking News Emails Get breaking news alerts and special reports. The news and stories that matter, delivered weekday mornings. Life is financially complicated for many U.S. military troops and their families. Almost half of service members are under the age of 25, and a high percentage are married with children. They don't get paid a lot and they must deploy repeatedly to difficult places, many times where their lives are on the line. What other job makes someone do this? And to be honest, even if the move isn't to a dangerous place, it is disruptive and costs money … a lot of money. Setting up a new household in a new location is a challenge and even more so if it is overseas. All those moves

  • BankMobile Grows Through Partnership Marketing

    BankMobile Grows Through Partnership Marketing

    BankMobile has the most customers of any mobile-only bank, according to Cornerstone Advisors. The bank reports 1.064 million active accounts, and 1.8 million  open accounts. It has built those numbers through student banking by acquiring HigherOne which provides student checking accounts that are linked to their school's disbursement of refunds and student aid and more recently through a partnership with T-Mobile. BankMobile started four and a half years ago, said Luvleen Sidhu, co-founder, president and chief strategy officer, with a direct consumer strategy and then realized there was a better way to grow — through student accounts with a low acquisition cost. Now it is has relationships with