Tossing those items that don't spark joy in your home isn't the only thing you should be thinking about. Here are three simple things you can do to tidy up and refresh your routine to save time and money: Do a little every day: Don't let dirty dishes and laundry pile up. Lessen your to-do lists by doing a little every day. Those routine chores won't seem so overwhelming if you put in that ounce of effort each day. Best of all, your free time is going to be a lot more enjoyable without those chores weighing on your conscience. Stay on top of finances: Take advantage of promotions at your favourite retailers and leverage rewards programs for points that you can redeem on items you need, saving
The past decade has given rise to all kinds of trends, but one is even more alarming than overpriced pressed juice or avocado toast: More parents seem to be providing financial support to their adult children, by offering free room and board, footing the bill for big-ticket items, or covering routine expenses long after kids flee the nest. U.S. parents now spend $500 billion a year on their 18- to 34-year-old children, or twice their annual contributions to retirement accounts, according to a Bank of America Merrill Lynch study published late last year. The biggest implication, no doubt, is when parents jeopardize their own financial security for the sake of their offspring. Even for parents
Business Insider recently asked a handful of certified financial planners (CFPs) to share their favorite way to build wealth. "Through automation, you'll spend less time thinking about saving and can use that free time and mental capacity to better yourself; whether that's making yourself more marketable to increase earning potential or figuring out your passion and purpose and making a career out of it," said Andrew Westlin, a CFP at robo-advisor Betterment. "I don't try to time the market, I don't follow the latest hot stock or fad, just save and invest systematically every month or out of every paycheck consistently," said Luis Rosa, a CFP and founder of financial-planning firm Build a Better Financial Future. Nick Vail, a CFP at Integrity Wealth Advisors, said his favorite way to build long-term wealth is to "set a big goal and attack it.
The personal savings rate is coming back from the brink of death, but there is little doubt most of our emergency funds could use a boost. Your first move, though, should be to make sure your savings account is earning as much interest as possible. One quick way to simultaneously compare the interest rates of various savings vehicles — from interest-bearing checking accounts to CDs — is to use Money Talks News’ savings account comparison tool.
The longest 0 per cent balance transfer credit card has been slashed below 30 months for the first time in more than five years. It prompts further concerns that those who hold as much as £31.5billion of debt this way could end up in serious financial trouble. Sainsbury's Bank, who until Thursday morning offered an interest-free introductory term lasting 30 months, have now cut that to 29 months. Barclaycard's Platinum Balance Transfer visa card is the only other option out there offering a deal of the same length. Sainsbury's Bank charges a balance transfer fee of either three per cent or £3, whichever is greater, while Barclaycard's fee is 1.99 per cent. A top offer lasting only 29 months
For the past several years most investors have faced a simple but abiding problem: asset markets have been climbing for close to a decade and now nothing looks cheap. However, in 2018 things began to change. During the year, as the global economy looked like it was slowing, investors became increasingly nervous about the stock market, especially considering the eye-watering valuations wielded by many of the world's largest companies. Furthermore, after one of the longest bond bull runs in history, credit spreads – the amount businesses pay to borrow above the amount governments' pay – started to look unsustainably tight. Finally, as policy makers began to shut off the nitrous oxide that was
Discover the 10 best checking accounts for expats, including those that do not charge for debit card transactions and ATM withdrawals.
You're not as fast as a computer trader, but you can take advantage of the irrational moves that they create after an earnings report. Jeremy Mullin goes over the patience and discipline that you will need.
For new and inexperienced investors, getting started is often the biggest challenge. You’re faced with decisions about where to invest your money and how to manage your portfolio, all of which ca...
If you're making a financial decision under duress, that's a bad sign, says Josh Elledge, the founder of the couponing and money-saving website, SavingsAngel.com. "Unfortunately, a lot of bad decisions are heavily influenced by time and pressure. If you're faced with a financial decision where anyone is pushing you to decide quickly -- and in a way that favors them -- don't ignore that red flag," he says.
My husband orders two breakfast burritos ($13.92) and pays while I let our dog sniff around outside. The place is a hole in the wall, but we have been coming here since high school and their breakfast burritos are incredible.
It may be tempting to choose one of the big four carriers when picking a cellphone plan. Well, did you know that the prepaid carriers all operate on the same networks, so you can experience the same great coverage but at a lower price? If you do a quick search on the cheapest cellphone plans available now, you’re going to find that prepaid carriers dominate the budget-friendly landscape.
Following is a transcript of the video. Narrator: This is a Number 3 from McDonald's: a burger, fries, and a drink. It costs $11 in New York City. Fast food is supposed to be cheap and convenient, but do you ever find yourself spending more on fast food than you expected to? You're not alone. According to one study, Americans spend around $1,200 on fast food every year. Places like McDonald's and Burger King do everything in their power to get you to spend more money, and it turns out fast food isn't as cheap as you think. 1. The menus Fast food is all about the deals. Value meals, combos, coupons, oh my. But the seemingly simple menu actually hides most of the options. Compare a fast food menu