Powerball and Mega Millions have a combined jackpot estimated at $674 million

Large jackpots are available for Monday's Powerball and Tuesday's Mega Millions drawings.

Monday night's Powerball jackpot is at $346 million with a cash option of $196.7 million, according to the Powerball website, after no one won the jackpot in Saturday night's drawing.

Saturday's winning Powerball numbers were 6, 12, 20, 27 and 32, and the Powerball was 4.

The Mega Millions jackpot stands now at an estimated $328 million with a cash option of approximately $186.3 million, according to the Mega Millions website.

When are the drawings?

Mega Millions drawings are Tuesday and Friday at 11 p.m. Ticket sales end at 10:45 p.m. in Kentucky and Indiana.

Powerball drawings are Monday, Wednesday and Saturday at 11 p.m. Ticket sales end at 10 p.m. in Kentucky and Indiana.

How much does it cost?

Mega Millions tickets cost $2 per play. The Megaplier costs an extra $1 but the payoff could be huge. Megaplier lets players increase non-jackpot prize winnings by 2, 3, 4 or 5 times. So if you win the $1 million second-tier prize in Mega Millions, and the Megaplier number drawn is 5, your prize would be $5 million.

Powerball costs $2 per play. In Kentucky, $1 gets you a power play, which will multiply your Powerball winnings, as long as it isn't the jackpot. So if you win $100 and the power play is 3, you win $300.

Where do I buy tickets?

In Kentucky and Indiana (and most other states) you can buy a Mega Millions or Powerball ticket at local gas stations, convenience stores and supermarkets until 10:45 p.m. on drawing night. To find locations, search on the Mega Millions and Powerball websites.

In Kentucky, residents can even purchase tickets online at Kylottery.com.

How do I win?

To win the big prize, all six numbers on your ticket must match the winning numbers, including the Megaball or the Powerball.

Mega Millions

Match 5 numbers (or 1 to 70) + 1 number (1 to 25) = Jackpot

5 + 0 = $1 million

4 + 1 = $10,000

4 + 0 = $500

3 + 1 = $200

3 + 0 = $10

2 + 1+ $10

1 + 1 = $4

0 + 1 = $2

Powerball

5 + Powerball = jackpot

5 + no Powerball = $1 million (If you opt for the powerplay, the max prize is $2 million)

4 + Powerball = $50,000

4 + no Powerball = $100

3 + Powerball = $100

3 + no Powerball =$7

2 + Powerball =$7

1 + Powerball = $4

0 + Powerball =$4

How do I pick numbers?

Mega Millions players choose six numbers: five different numbers from 1 to 70 and one Megaball number from 1 to 25. Players can select Easy Pick or Quick Pick and have the numbers auto drawn.

Powerball players choose five different numbers from 1 to 69 for the white balls; then select one number from 1 to 26 for the red Powerball. Choose your numbers on a play slip or let the lottery terminal randomly pick your numbers.

What do I do if I win?

Prizes must be claimed in the jurisdiction where the winning ticket was purchased, within a certain number of days.

Players can generally claim a prize up to $600 at any licensed lottery retailer in the jurisdiction where they bought the ticket. Prizes over $600 can be claimed at some lottery offices and at lottery headquarters.

This article originally appeared on Cincinnati Enquirer: Powerball, Mega Millions have combined jackpot of $674 million