Sacramento pays $4K more on household bills than US average, report says. See how CA compares
Sacramento city residents pay thousands of dollars more per year to keep the lights on and the internet working compared to the rest of the U.S. — and it’s still cheaper than what many Californians are charged to live in the state.
In the city, a typical home dishes out nearly $2,385 per month or $28,620 per year on household expenses like mortgage, rent, loans utilities and insurance, according to a report from DoxoInsights. The area is ranked No. 331 out of 431 California cities with the most expensive household bills.
The U.S. bill pay company’s 2023 State by State Bill Pay Market report examined what people consider common household bills, payment activity and data from the U.S. Census Bureau to conduct its analysis.
On average, U.S. households spend $24,557 per year on “the most essential” household bills, which is roughly $4,000 less than what someone in Sacramento pays.
How does Sacramento compare to California counties?
Sacramento County is the 25th most expensive county for household bills. There are 58 counties in California, but data was not available for Alpine, Modoc and Sierra counties.
Residents pay $2,420 per month or $29,044 per year.
The median household income is $76,422, according to 2021 U.S. Census Bureau data, compared to the U.S. median household income of $69,021. DoxoInsights’ estimation is slightly lower, making bills in Sacramento 39% of an annual $73,839, the company estimated.
Marin, San Mateo and Santa Cruz counties are the three most expensive counties with household bills ranging between nearly $3,600 and $3,900 per month.
On average, people living in Del Norte, Trinity and Tehama counties don’t pay more than roughly $1,800 per month.
Here’s a breakdown of how bills in Sacramento County compare to the U.S., with estimates from DoxoInsights. Real estate marketplace Zillow, which uses a different equation to calculate costs, estimated a higher median monthly rent price of $2,050 for all types of properties in Sacramento.
Rent
Sacramento County: $1,455
Nationwide: $1,191
Mortgage
Sacramento County: $1,941
Nationwide: $1,321
Car loan
Sacramento County: $537
Nationwide: $467
Utilities (water, gas, electric, garbage)
Sacramento County: $284
Nationwide: $351
Car insurance
Sacramento County: $211
Nationwide: $207
Health insurance
Sacramento County: $184
Nationwide: $120
Phone
Sacramento County: $80
Nationwide: $119
Cable and wifi
Sacramento County: $94
Nationwide: $118
Life insurance
Sacramento County: $101
Nationwide: $89
Alarm (security)
Sacramento County: $82
Nationwide: $84
How California compares to other states
California is the second most expensive state in the U.S. for household expenses, according to DoxoInsights, trailing closely behind Hawaii.
New Jersey, Massachusetts and Maryland are among the most expensive states, while West Virginia, Mississippi, Arkansas, Oklahoma and Kentucky are noted as the most affordable.
Californians spend $2,838 per month or $34,055 per year on household bills. That’s $9,498 more per year than the rest of the U.S.
Here’s how much residents spend on monthly bills, according to Doxoinsights:
Rent - $1,762
Mortgage - $2,402
Car loan - $532
Utilities (water, gas, electric, garbage) - $368
Car insurance - $196
Health insurance - $132
Phone - $114
Cable and wifi - $117
Life insurance - $110
Alarm (security) - $101
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