Scammers don't cheat because they need the money — they cheat because they're cheaters

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Cheating in games may have more to do with personality than with economic necessity, a new study finds. <a href="" rel="nofollow noopener" target="_blank" data-ylk="slk:Shutterstock" class="link ">Shutterstock</a>
Cheating in games may have more to do with personality than with economic necessity, a new study finds. Shutterstock

Why do people cheat?

When we hear that a poor person scammed others out of money, we may attribute this behavior to their poverty, rationalizing that the person violated ethics and the law because they needed the money.

But the rich and powerful also cheat: falsifying loan applications, evading taxes, and running Ponzi schemes that defraud investors of millions.

As a behavioral economist, I am fascinated by how money affects decision-making. If money were the driving factor behind cheating, for example, it wouldn’t really make sense for wealthy people to break the law for financial gain.

To find out whether cheating is driven by economic necessity or personality, economist Billur Aksoy and I conducted an experiment. We wanted to understand the role money plays in financial frauds.

Our findings, published in the Journal of Economic Behavior & Organization in July 2019, suggest that people’s propensity to cheat does not reflect their economic situation. People inclined to cheat will do so whether they are rich or poor.

Perfectly isolated

To conduct our study, we identified an unusual place – a kind of petri dish where the same people experience both wealth and poverty. It’s a remote and isolated coffee-growing village at the base of Guatemala’s Fuego Volcano.

Part of the year, the seven months before the autumn harvest, the villagers experience scarcity. During Guatemala’s five-month coffee harvest, however, the village is relatively prosperous. Without banks or access to credit, the farmers can’t really make their earnings last much beyond the harvest period.

I say “relatively” because even during the harvest, the Guatemalan village still lacks access to health care, food and clean water. Residents told us they earn, on average, about a day. The coffee harvest is a time of comparative prosperity that briefly eases their poverty.

The unique financial situation of these villagers meant we could study the same group of people in both scarcity and abundance, knowing that mitigating factors – stress level, physical activity, domestic instability and so on – would remain similar across the population.

And since a recent study conducted in 23 countries shows that people cheat at about the same rates in rich and poor countries, we knew that our results would not be exclusive to Guatemala.

Roll of the dice

We first visited these Guatemalan villagers in September 2017, before the first harvest, when their financial resources were scarcest. We returned in December, when coffee sales had significantly boosted their disposable income.

On both visits we played a simple game with the same set of 109 villagers. The participants in our study would put a six-sided die in a cup and roll it. They would then tell us – but not show us – the outcome of their roll, and shake the cup again so that no one else could see what they rolled.

The game’s design ensured we wouldn’t know whether individual players were accurately reporting their rolls.

The villagers were paid the Guatemalan equivalent of US The promise of personalized medicine is not for everyone Sun, 14 Aug 2022 14:57:18 +0000,2011:article/100997 African-Americans are severely underrepresented in genetics and neuroscience research. That could leave the treatments of the future out of their reach. Daniel R. Weinberger, Director of the Lieber Institute for Brain Development and Professor, Departments of Psychiatry, Neurology, Neuroscience and The Institute of Genetic Medicine, Johns Hopkins University

Could your medical treatment one day be tailored to your DNA? That’s the promise of “personalized medicine,” an individualized approach that has caught the imagination of doctors and researchers over the past few years. This concept is based on the idea that small genetic differences between one person and another can be used to design tailored treatments for conditions as diverse as cancer and schizophrenia.

In principle, “personalized” is not meant to mean one person but not another, though that may not turn out to be the case. Existing genetic and medical research data conspicuously underrepresent certain populations.

Case in point: In 2018, researchers published a surprising study on youth suicide rates. Scientists long believed that white youth had the highest rates of suicide. But, examining data from the Centers for Disease Control and Prevention, they found that suicide rates for African-American children under the age of 13 were twice as high as whites.

This finding turned long-held assumptions about racial imbalances in mental illness on its head. It could not be explained by economic circumstances, suggesting that there are other factors at play, perhaps even genetic factors. Suicide is a complicated personal act, but science has shown that genes play an important role.

This unexpected result may have implications for prevention and treatment based on genes – in other words, personalized medicine. But the state of current genetic research suggests that African-Americans will likely miss out on many of the potential future benefits of personalized medicine.

As lead author Jeffrey Bridge of the Nationwide Children’s Hospital in Ohio noted to the Washington Post, “Most of the previous research has largely concerned white suicide. So, we don’t even know if the same risk and protective factors apply to black youth.”

Few experts have studied the possible genetic causes for African-American suicide, focusing instead on environmental and social reasons.

While most mental illnesses such as depression are first diagnosed in adulthood, they actually have their origins early in development, as genes and the environment interact to shape the brain of a growing fetus. For example, my colleagues and I published a study in May showing that genes and pregnancy problems combine to increase the likelihood of schizophrenia.

This should cause some alarm, because African-American women have much higher rates of pregnancy complications. Black infants die at twice the rate of white infants. Again, this is not explained by socioeconomic reasons.

In short, a higher rate of pregnancy problems likely puts African-Americans at increased risk of developing mental illnesses, perhaps explaining the noticeable increased rate of suicides. Additional genetic data on this population could potentially illuminate the issue.

To better understand genes that increase the risk for mental illness, researchers study the brains of people who have died. They examine how genetic differences could have led to changes in the brains of people who developed these conditions. This is one of the best ways to understand any brain disorder at a biological level.

But African-Americans are underrepresented in large-scale genetic and neuroscience studies. One 2009 analysis revealed that 96 percent of participants in large genetic studies were of European descent. When researchers looked at the matter a couple of years ago, they found that the proportion of people with African ancestry in these studies had increased by only 2.5 percent. Similarly, studies of African-American brains are almost nonexistent.

Why the low participation rate? One reason is that researchers favor populations that are genetically more homogeneous to ensure a study’s accuracy. Individuals of European ancestry are more alike genetically than are African-Americans.

Some experts have posited that African-Americans are less likely to participate in genetic studies due to a lack of trust with the medical community.

At the Lieber Institute for Brain Development, where I work, people can donate the brains of family members who wished to contribute to scientific research. We have the largest collection of African-American brains donated to study mental illness, though it’s relatively small in comparison to the availability of Caucasian brains. In our experience, the donation rate for African-American families is comparable to that of white families, suggesting that lack of trust may not be as widespread as believed.

Without studies focused on the African-American brain, scientists will struggle to fully understand how any possible unique genetic risk in the African-American population translates into prevention and treatment for virtually all disorders that involve the brain, including suicide.

Researchers have to invest in correcting this shortcoming before the personalized medicine train is so far out of the station that the African-American community cannot get on it.

This article is republished from The Conversation, a nonprofit news site dedicated to sharing ideas from academic experts.

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Daniel R. Weinberger receives funding from NIH and the Lieber Institute. The work of the Lieber Institute is partially funded by NIH grants and gifts from the LIeber and Maltz family foundations.