Social Security: How Do I Sign Up for Direct Deposit?

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Since 1999, it has been federal law that all Federal payments except for tax refunds must be issued electronically. This means that Social Security and Supplemental Security Income (SSI) beneficiaries receive their payments in the form of a debit card or by direct deposit into their bank account.

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If you’re still receiving paper checks, it’s important to switch as soon as possible.

Direct deposit is the safest and easiest way to receive your payments. You don’t have to worry about losing a debit card or having it stolen. Funds go directly into your bank account to spend or save as you see fit.

The Social Security Administration says it’s easy to set up the service. Simply log into your my Social Security account and start or change direct deposit.

You can also call the U.S. Treasury Electronic Payment Solution Center at 1-877-874-6347 or enroll online at In addition, you can download FS Form 1200 and mail it to:

Go Direct Processing Center
U.S. Department of the Treasury
P.O. Box 650527
Dallas, TX 75265-0527

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Whether you’re signing up online, by phone or with a paper form, you will need your Social Security number, the exact amount of your most recent Social Security payment, the routing transit number of your financial institution, your bank account number, and whether it is a checking or savings account.

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This article originally appeared on Social Security: How Do I Sign Up for Direct Deposit?